Mid-Continent Funding, Inc. mortgage approval rate & lending review
Mid-Continent Funding, Inc. decided 2,302 mortgage applications and funded 1,848 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Mid-Continent Funding, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Mid-Continent Funding, Inc. at a glance
Approval is 9.2 points above the 82.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 1,435 / 1,557 | 91% | $295K | 1,312 |
| Cash-out refinance | 88% | 422 / 480 | 84% | $235K | 356 |
| Refinance | 96% | 237 / 248 | 70% | $325K | 167 |
Mid-Continent Funding, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 89% | $305K | 717 | 549 |
| North Carolina | 95% | $235K | 296 | 255 |
| Texas | 93% | $315K | 260 | 209 |
| Georgia | 93% | $305K | 161 | 134 |
| Missouri | 95% | $235K | 115 | 101 |
| Pennsylvania | 92% | $235K | 109 | 89 |
| Virginia | 95% | $335K | 103 | 83 |
| South Carolina | 92% | $295K | 96 | 74 |
| Alabama | 87% | $245K | 68 | 54 |
| Indiana | 85% | $225K | 55 | 42 |
| Tennessee | 96% | $305K | 47 | 41 |
| Illinois | 88% | $255K | 43 | 29 |
| Maryland | 100% | $415K | 32 | 31 |
| Colorado | 100% | $355K | 31 | 26 |
| Washington | 96% | $505K | 27 | 26 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Mid-Continent Funding, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Boone County, MO | Mortgage lenders | 96% | 71 | 63 |
| Onslow County, NC | Mortgage lenders | 100% | 22 | 22 |
The county markets where Mid-Continent Funding, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Mid-Continent Funding, Inc.
What is Mid-Continent Funding, Inc.'s mortgage approval rate?
Mid-Continent Funding, Inc. approved 91.6% of the 2,302 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.2 points above the 82.3% national rate for the same mix of loan types.
How often do borrowers take the loan Mid-Continent Funding, Inc. offers?
Borrowers accepted 88% of the loans Mid-Continent Funding, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Mid-Continent Funding, Inc. make?
The typical home purchase mortgage loan Mid-Continent Funding, Inc. made was $295K; across all loan types its typical loan ran from $235K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Mid-Continent Funding, Inc. lend?
Mid-Continent Funding, Inc. decided applications in 32 of the states Fat Boy Data covers, most of them in Florida, North Carolina and Texas.
Can I apply to Mid-Continent Funding, Inc. directly?
Yes. Mid-Continent Funding, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Mid-Continent Funding, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Mid-Continent Funding, Inc. treats applications, then get a rate quote from the lender.