Lender profile · HMDA 2023–2025
Mid-Hudson Valley Federal Credit Union mortgage approval rates & lending data
Mid-Hudson Valley Federal Credit Union decided 2,666 mortgage applications and funded 1,712 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 77% | 361 / 470 | 88% | $285K | 319 |
| Home improvement loans | 68% | 289 / 422 | 96% | $85K | 276 |
| Cash-out refinance | 67% | 1,040 / 1,551 | 95% | $85K | 991 |
| Refinance | 50% | 64 / 128 | 91% | $125K | 58 |
| Investment property purchase | 85% | 23 / 27 | 96% | $265K | 22 |
| Investment cash-out refinance | 57% | 23 / 40 | 87% | $155K | 20 |
Mid-Hudson Valley Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 69% | $85K | 2,665 | 1,712 |
| Pennsylvania | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.