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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Dutchess County, New York

Fat Boy Data analyzed home purchase mortgage activity in Dutchess County, New York, home to Poughkeepsie, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,502 applications were decided by 231 lenders between 2023 and 2025.

Dutchess County at a glance

231Active lenders60 with 20+ decisions
86.8%Market approval rate6,510 of 7,502 decided
$365KTypical loanmedian lender, $10K brackets
95%Borrower take-up6,194 loans funded

How Dutchess County compares

Approval rate compared
Dutchess County86.8%New York87.7%All 616 counties87.6%
Typical loan compared
Dutchess County$365KNew York$495KAll 616 counties$335K

What the data shows

Hudson Valley Credit Union made the most home purchase mortgages in Dutchess County, NY, 490 of them.

Valley National Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 63.

The typical home purchase mortgage here is $365K, 26% smaller than the New York typical of $495K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 57One lender: 28% approved of 157One lender: 47% approved of 53One lender: 48% approved of 31One lender: 51% approved of 92One lender: 62% approved of 89One lender: 71% approved of 28One lender: 76% approved of 21One lender: 77% approved of 142One lender: 78% approved of 85One lender: 78% approved of 148One lender: 79% approved of 28One lender: 80% approved of 70One lender: 80% approved of 20One lender: 81% approved of 32One lender: 81% approved of 32Rocket Mortgage, LLC: 81% approved of 377One lender: 82% approved of 67One lender: 83% approved of 70One lender: 83% approved of 36One lender: 84% approved of 31One lender: 85% approved of 99One lender: 85% approved of 20One lender: 86% approved of 21One lender: 86% approved of 151One lender: 87% approved of 30One lender: 87% approved of 61One lender: 87% approved of 84One lender: 87% approved of 39One lender: 89% approved of 123One lender: 89% approved of 180United Wholesale Mortgage, LLC: 90% approved of 574One lender: 90% approved of 49One lender: 91% approved of 65One lender: 92% approved of 24One lender: 92% approved of 311Hudson Valley Credit Union: 92% approved of 555One lender: 92% approved of 80One lender: 93% approved of 112One lender: 94% approved of 157One lender: 94% approved of 67One lender: 94% approved of 34One lender: 94% approved of 70One lender: 95% approved of 230One lender: 95% approved of 77One lender: 95% approved of 97Primelending, A Plainscapital Company: 95% approved of 409One lender: 96% approved of 47One lender: 96% approved of 24One lender: 96% approved of 74One lender: 96% approved of 25One lender: 97% approved of 29One lender: 97% approved of 35One lender: 98% approved of 368Crosscountry Mortgage, LLC: 99% approved of 424One lender: 99% approved of 97One lender: 100% approved of 63One lender: 100% approved of 25One lender: 100% approved of 23One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Dutchess County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%514 / 57499%$375K511
2Hudson Valley Credit Union92%512 / 55596%$325K490
3Crosscountry Mortgage, LLC99%418 / 424100%$385K416
4Primelending, A Plainscapital Company95%388 / 40989%$365K345
5Rocket Mortgage, LLC81%307 / 37799%$355K305

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 226 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Dutchess County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Dutchess County

Homestead Funding Corp.JPMorgan Chase Bank, National AssociationTEG Federal Credit UnionNewrez LLCPennymac Loan Services, LLCFirst Credit Corporation of New York, Inc.Manufacturers and Traders Trust CompanyMid-Hudson Valley Federal Credit UnionPlaza Home Mortgage, Inc.Toll Brothers Mortgage CompanyLoandepot.Com, LLCWells Fargo Bank, National AssociationUlster Savings BankMovement Mortgage, LLCTriad Financial Services, Inc.Bank of America, National AssociationCitizens Bank, National AssociationKeyBank National AssociationNationwide Mortgage Bankers, Inc.Prosperity Home Mortgage, LLCTrustCo BankGuaranteed Rate, Inc.Homebridge Financial Services, Inc.Navy Federal Credit UnionTotal Mortgage Services, LLCUnmb Home Loans Inc.Valley National BankTD Bank, National Association21St Mortgage CorporationCredit Human Federal Credit Union

Other lending data for Dutchess County

Home improvement loans in Dutchess CountyCash-out refinance in Dutchess CountyRefinance in Dutchess CountyInvestment property purchase in Dutchess CountyInvestment cash-out refinance in Dutchess CountyInvestment refinance in Dutchess CountyInvestment home improvement in Dutchess County

Nearby markets

All lending in Dutchess CountyCounty overviewMortgage lenders across New YorkStatewideOrange CountyNearby countyUlster CountyNearby county