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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Dutchess County, New York

Fat Boy Data analyzed home purchase mortgage activity in Dutchess County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,502 applications were decided by 231 lenders between 2023 and 2025.

Dutchess County at a glance

231Active lenders60 with 20+ decisions
86.8%Market approval rate6,510 of 7,502 decided
$365KTypical loanmedian lender, $10K brackets
95%Borrower take-up6,194 loans funded

How Dutchess County compares

Approval rate compared
Dutchess County86.8%New York87.7%All 616 counties87.6%
Typical loan compared
Dutchess County$365KNew York$495KAll 616 counties$335K

What the data shows

Hudson Valley Credit Union made the most home purchase mortgages in Dutchess County, NY, 490 of them.

Valley National Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 63.

The typical home purchase mortgage here is $365K, 26% smaller than the New York typical of $495K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 18% approved of 57First Credit Corporation of New York, Inc.: 28% approved of 157Credit Human Federal Credit Union: 47% approved of 53Greenwood Credit Union: 48% approved of 31Triad Financial Services, Inc.: 51% approved of 92Bank of America, National Association: 62% approved of 89Flagstar Bank, National Association: 71% approved of 28United Mortgage Corp.: 76% approved of 21Plaza Home Mortgage, Inc.: 77% approved of 142Citizens Bank, National Association: 78% approved of 85Mid-Hudson Valley Federal Credit Union: 78% approved of 148Better Mortgage Corporation: 79% approved of 28Homebridge Financial Services, Inc.: 80% approved of 70Rondout Savings Bank: 80% approved of 20Mortgage Research Center, LLC: 81% approved of 32Cardinal Financial Company, Limited Partnership: 81% approved of 32Rocket Mortgage, LLC: 81% approved of 377Navy Federal Credit Union: 82% approved of 67TrustCo Bank: 83% approved of 70NBT Bank, National Association: 83% approved of 36Tompkins Bank & Trust: 84% approved of 31Wells Fargo Bank, National Association: 85% approved of 99A&D Mortgage LLC: 85% approved of 20East Coast Capital Corp.: 86% approved of 21Manufacturers and Traders Trust Company: 86% approved of 151Cmg Mortgage, Inc.: 87% approved of 30TD Bank, National Association: 87% approved of 61KeyBank National Association: 87% approved of 84Citibank, National Association: 87% approved of 39Toll Brothers Mortgage Company: 89% approved of 123Newrez LLC: 89% approved of 180United Wholesale Mortgage, LLC: 90% approved of 574Fairway Independent Mortgage Corporation: 90% approved of 49Unmb Home Loans Inc.: 91% approved of 65Guaranteed Rate Affinity, LLC: 92% approved of 24JPMorgan Chase Bank, National Association: 92% approved of 311Hudson Valley Credit Union: 92% approved of 555Nationwide Mortgage Bankers, Inc.: 92% approved of 80Loandepot.Com, LLC: 93% approved of 112Pennymac Loan Services, LLC: 94% approved of 157Total Mortgage Services, LLC: 94% approved of 67Bank of Millbrook: 94% approved of 34Guaranteed Rate, Inc.: 94% approved of 70TEG Federal Credit Union: 95% approved of 230Rhinebeck Bank: 95% approved of 77Movement Mortgage, LLC: 95% approved of 97Primelending, A Plainscapital Company: 95% approved of 409U.S. Bank National Association: 96% approved of 47Walden Savings Bank: 96% approved of 24Prosperity Home Mortgage, LLC: 96% approved of 74Ballston Spa National Bank: 96% approved of 25Contour Mortgage Corporation: 97% approved of 29Heritage Financial Credit Union: 97% approved of 35Homestead Funding Corp.: 98% approved of 368Crosscountry Mortgage, LLC: 99% approved of 424Ulster Savings Bank: 99% approved of 97Valley National Bank: 100% approved of 63Morgan Stanley Private Bank, National Association: 100% approved of 25Salisbury Bank and Trust Company: 100% approved of 23Meadowbrook Financial Mortgage Bankers Corp.: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Dutchess County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%514 / 57499%$375K511
2Hudson Valley Credit Union92%512 / 55596%$325K490
3Crosscountry Mortgage, LLC99%418 / 424100%$385K416
4Primelending, A Plainscapital Company95%388 / 40989%$365K345
5Rocket Mortgage, LLC81%307 / 37799%$355K305

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 226 more lenders.

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