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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Ulster County, New York

Fat Boy Data analyzed home purchase mortgage activity in Ulster County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,139 applications were decided by 191 lenders between 2023 and 2025.

Ulster County at a glance

191Active lenders44 with 20+ decisions
85.0%Market approval rate3,518 of 4,139 decided
$335KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,348 loans funded

How Ulster County compares

Approval rate compared
Ulster County85.0%New York87.7%All 616 counties87.6%
Typical loan compared
Ulster County$335KNew York$495KAll 616 counties$335K

What the data shows

Ulster Savings Bank made the most home purchase mortgages in Ulster County, NY, 374 of them.

Heritage Financial Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 65.

The typical home purchase mortgage here is $335K, 32% smaller than the New York typical of $495K.

Approval rate of all 44 lenders with 20+ decisions here
0%25%50%75%100%First Credit Corporation of New York, Inc.: 23% approved of 7421St Mortgage Corporation: 27% approved of 74Triad Financial Services, Inc.: 48% approved of 84Credit Human Federal Credit Union: 58% approved of 43Citizens Bank, National Association: 61% approved of 46USAA Federal Savings Bank: 65% approved of 20Greenwood Credit Union: 67% approved of 21The Bank of Greene County: 68% approved of 31Homebridge Financial Services, Inc.: 68% approved of 22Tammac Holdings Corporation: 73% approved of 33Mid-Hudson Valley Federal Credit Union: 75% approved of 161Wells Fargo Bank, National Association: 76% approved of 33TD Bank, National Association: 79% approved of 29Manufacturers and Traders Trust Company: 81% approved of 139Plaza Home Mortgage, Inc.: 81% approved of 43Rocket Mortgage, LLC: 83% approved of 147Bank of America, National Association: 83% approved of 65Navy Federal Credit Union: 85% approved of 26Sawyer Savings Bank: 85% approved of 68JPMorgan Chase Bank, National Association: 86% approved of 116Loandepot.Com, LLC: 88% approved of 32Hudson Valley Credit Union: 88% approved of 169United Wholesale Mortgage, LLC: 89% approved of 176Rondout Savings Bank: 89% approved of 123Mortgage Research Center, LLC: 90% approved of 301St Priority Mortgage, Inc.: 90% approved of 31KeyBank National Association: 90% approved of 52Pennymac Loan Services, LLC: 91% approved of 33Newrez LLC: 91% approved of 69TrustCo Bank: 92% approved of 38Nationwide Mortgage Bankers, Inc.: 93% approved of 28Primelending, A Plainscapital Company: 94% approved of 214Guaranteed Rate, Inc.: 94% approved of 35Ulster Savings Bank: 95% approved of 407Wallkill Valley Federal Savings and Loan Association: 95% approved of 114Crosscountry Mortgage, LLC: 95% approved of 135Prosperity Home Mortgage, LLC: 95% approved of 20Walden Savings Bank: 95% approved of 65Valley National Bank: 95% approved of 44Homestead Funding Corp.: 96% approved of 383TEG Federal Credit Union: 97% approved of 30Heritage Financial Credit Union: 100% approved of 65Rhinebeck Bank: 100% approved of 50Premium Mortgage Corporation: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Ulster County

LenderApprovalApprovedTaken upTypical loanLoans made
1Ulster Savings Bank95%385 / 40797%$305K374
2Homestead Funding Corp.96%367 / 38398%$335K360
3Primelending, A Plainscapital Company94%201 / 21491%$335K183
4United Wholesale Mortgage, LLCBroker only89%157 / 17697%$345K153
5Hudson Valley Credit Union88%148 / 16994%$285K139

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 186 more lenders.

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