Lender profile · HMDA 2023–2025
Mortgageone, Inc. mortgage approval rates & lending data
Mortgageone, Inc. decided 2,767 mortgage applications and funded 2,569 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 2,030 / 2,106 | 97% | $375K | 1,973 |
| Cash-out refinance | 92% | 158 / 171 | 98% | $465K | 155 |
| Refinance | 97% | 223 / 230 | 97% | $615K | 216 |
| Investment property purchase | 92% | 131 / 142 | 95% | $385K | 125 |
| Investment cash-out refinance | 90% | 69 / 77 | 97% | $305K | 67 |
| Investment refinance | 80% | 33 / 41 | 100% | $415K | 33 |
Mortgageone, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 96% | $565K | 1,392 | 1,291 |
| Florida | 97% | $305K | 224 | 214 |
| Arizona | 96% | $295K | 219 | 209 |
| Texas | 93% | $315K | 147 | 130 |
| Utah | 95% | $475K | 119 | 111 |
| Georgia | 96% | $385K | 89 | 83 |
| Washington | 100% | $365K | 61 | 58 |
| South Carolina | 95% | $275K | 43 | 40 |
| Alabama | 88% | $335K | 41 | 36 |
| Virginia | 98% | $355K | 40 | 38 |
| North Carolina | 100% | $285K | 38 | 38 |
| Tennessee | 97% | $335K | 38 | 36 |
| Colorado | 92% | $505K | 36 | 33 |
| Oregon | 91% | $445K | 35 | 31 |
| Nevada | 100% | $505K | 24 | 24 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.