Mortgageone, Inc. mortgage approval rate & lending review
Mortgageone, Inc. decided 2,767 mortgage applications and funded 2,569 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Mortgageone, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to mortgageone.com.
Mortgageone, Inc. at a glance
Approval is 10.6 points above the 84.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 2,030 / 2,106 | 97% | $375K | 1,973 |
| Cash-out refinance | 92% | 158 / 171 | 98% | $465K | 155 |
| Refinance | 97% | 223 / 230 | 97% | $615K | 216 |
| Investment property purchase | 92% | 131 / 142 | 95% | $385K | 125 |
| Investment cash-out refinance | 90% | 69 / 77 | 97% | $305K | 67 |
| Investment refinance | 80% | 33 / 41 | 100% | $415K | 33 |
Mortgageone, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 96% | $565K | 1,392 | 1,291 |
| Florida | 97% | $305K | 224 | 214 |
| Arizona | 96% | $295K | 219 | 209 |
| Texas | 93% | $315K | 147 | 130 |
| Utah | 95% | $475K | 119 | 111 |
| Georgia | 96% | $385K | 89 | 83 |
| Washington | 100% | $365K | 61 | 58 |
| South Carolina | 95% | $275K | 43 | 40 |
| Alabama | 88% | $335K | 41 | 36 |
| Virginia | 98% | $355K | 40 | 38 |
| North Carolina | 100% | $285K | 38 | 38 |
| Tennessee | 97% | $335K | 38 | 36 |
| Colorado | 92% | $505K | 36 | 33 |
| Oregon | 91% | $445K | 35 | 31 |
| Nevada | 100% | $505K | 24 | 24 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Mortgageone, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Shasta County, CA | Mortgage lenders | 99% | 231 | 227 |
| Yuma County, AZ | Mortgage lenders | 100% | 96 | 96 |
| Sonoma County, CA | Mortgage lenders | 100% | 93 | 92 |
| Merced County, CA | Mortgage lenders | 100% | 28 | 28 |
| Benton County, WA | Mortgage lenders | 100% | 22 | 22 |
The county markets where Mortgageone, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Mortgageone, Inc.
What is Mortgageone, Inc.'s mortgage approval rate?
Mortgageone, Inc. approved 95.6% of the 2,767 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.6 points above the 84.9% national rate for the same mix of loan types.
How often do borrowers take the loan Mortgageone, Inc. offers?
Borrowers accepted 97% of the loans Mortgageone, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Mortgageone, Inc. make?
The typical home purchase mortgage loan Mortgageone, Inc. made was $375K; across all loan types its typical loan ran from $305K to $615K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Mortgageone, Inc. lend?
Mortgageone, Inc. decided applications in 39 of the states Fat Boy Data covers, most of them in California, Florida and Arizona.
Can I apply to Mortgageone, Inc. directly?
Yes. Mortgageone, Inc. reports as a direct lender that takes applications from borrowers. Its website is mortgageone.com.
Does this page show Mortgageone, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Mortgageone, Inc. treats applications, then get a rate quote from the lender.