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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Merced County, California

Fat Boy Data analyzed home purchase mortgage activity in Merced County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,308 applications were decided by 247 lenders between 2023 and 2025.

Merced County at a glance

247Active lenders57 with 20+ decisions
87.8%Market approval rate5,541 of 6,308 decided
$375KTypical loanmedian lender, $10K brackets
96%Borrower take-up5,304 loans funded

How Merced County compares

Approval rate compared
Merced County87.8%California88.4%All 616 counties87.6%
Typical loan compared
Merced County$375KCalifornia$555KAll 616 counties$335K

What the data shows

Dhi Mortgage Company, Ltd. made the most home purchase mortgages in Merced County, CA, 431 of them.

Gold Star Mortgage Financial Group, Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 91.

The typical home purchase mortgage here is $375K, 32% smaller than the California typical of $555K.

Approval rate of all 57 lenders with 20+ decisions here
0%25%50%75%100%One lender: 37% approved of 30One lender: 37% approved of 126One lender: 56% approved of 41One lender: 65% approved of 23One lender: 70% approved of 96One lender: 70% approved of 27One lender: 73% approved of 41One lender: 75% approved of 20Kind Lending, LLC: 78% approved of 219One lender: 79% approved of 24One lender: 80% approved of 92One lender: 81% approved of 144One lender: 82% approved of 50One lender: 82% approved of 39Rocket Mortgage, LLC: 82% approved of 270One lender: 83% approved of 23One lender: 84% approved of 43One lender: 85% approved of 46One lender: 85% approved of 20One lender: 85% approved of 81One lender: 86% approved of 21One lender: 86% approved of 29One lender: 87% approved of 45One lender: 89% approved of 44United Wholesale Mortgage, LLC: 90% approved of 966One lender: 91% approved of 91One lender: 92% approved of 24One lender: 92% approved of 37Dhi Mortgage Company, Ltd.: 92% approved of 470One lender: 93% approved of 28One lender: 93% approved of 45One lender: 94% approved of 189One lender: 94% approved of 129One lender: 94% approved of 116One lender: 94% approved of 34One lender: 94% approved of 103One lender: 95% approved of 38One lender: 95% approved of 115Leaderone Financial Corporation: 95% approved of 322One lender: 95% approved of 21One lender: 96% approved of 48One lender: 96% approved of 74One lender: 97% approved of 31One lender: 97% approved of 133One lender: 97% approved of 78One lender: 97% approved of 197One lender: 98% approved of 92One lender: 98% approved of 54One lender: 98% approved of 55One lender: 99% approved of 112One lender: 100% approved of 91One lender: 100% approved of 43One lender: 100% approved of 40One lender: 100% approved of 39One lender: 100% approved of 28One lender: 100% approved of 22One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Merced County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%868 / 96699%$385K858
2Dhi Mortgage Company, Ltd.92%432 / 470100%$425K431
3Leaderone Financial Corporation95%306 / 32299%$355K302
4Rocket Mortgage, LLC82%222 / 27099%$395K219
5Kind Lending, LLC78%171 / 21999%$375K170

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 242 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Merced County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
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