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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Merced County, California

Fat Boy Data analyzed home purchase mortgage activity in Merced County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,308 applications were decided by 247 lenders between 2023 and 2025.

Merced County at a glance

247Active lenders57 with 20+ decisions
87.8%Market approval rate5,541 of 6,308 decided
$375KTypical loanmedian lender, $10K brackets
96%Borrower take-up5,304 loans funded

How Merced County compares

Approval rate compared
Merced County87.8%California88.4%All 616 counties87.6%
Typical loan compared
Merced County$375KCalifornia$555KAll 616 counties$335K

What the data shows

Dhi Mortgage Company, Ltd. made the most home purchase mortgages in Merced County, CA, 431 of them.

Gold Star Mortgage Financial Group, Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 91.

The typical home purchase mortgage here is $375K, 32% smaller than the California typical of $555K.

Approval rate of all 57 lenders with 20+ decisions here
0%25%50%75%100%Credit Human Federal Credit Union: 37% approved of 3021St Mortgage Corporation: 37% approved of 126Bank of America, National Association: 56% approved of 41Flagstar Bank, National Association: 65% approved of 23Triad Financial Services, Inc.: 70% approved of 96Wells Fargo Bank, National Association: 70% approved of 27Self-Help Federal Credit Union: 73% approved of 41U.S. Bank National Association: 75% approved of 20Kind Lending, LLC: 78% approved of 219Change Lending, LLC: 79% approved of 24Ocmbc, Inc.: 80% approved of 92Inspire Home Loans Inc.: 81% approved of 144Plaza Home Mortgage, Inc.: 82% approved of 50Primelending, A Plainscapital Company: 82% approved of 39Rocket Mortgage, LLC: 82% approved of 270First National Bank of America: 83% approved of 23Pennymac Loan Services, LLC: 84% approved of 43Mason Mcduffie Mortgage Corporation: 85% approved of 46Cmg Mortgage, Inc.: 85% approved of 20Sierra Pacific Mortgage Company, Inc.: 85% approved of 81Newrez LLC: 86% approved of 21PNC Bank, National Association: 86% approved of 29Cardinal Financial Company, Limited Partnership: 87% approved of 45Mortgage Research Center, LLC: 89% approved of 44United Wholesale Mortgage, LLC: 90% approved of 966Fairway Independent Mortgage Corporation: 91% approved of 91Equity Prime Mortgage LLC: 92% approved of 24Summit Funding, Inc.: 92% approved of 37Dhi Mortgage Company, Ltd.: 92% approved of 470Sun West Mortgage Company, Inc.: 93% approved of 28New American Funding, LLC: 93% approved of 45Golden Empire Mortgage, Inc.: 94% approved of 189American Pacific Mortgage Corporation: 94% approved of 129JPMorgan Chase Bank, National Association: 94% approved of 116Primary Residential Mortgage, Inc.: 94% approved of 34Loandepot.Com, LLC: 94% approved of 103The Loan Store, Inc.: 95% approved of 38American Financial Network, Inc.: 95% approved of 115Leaderone Financial Corporation: 95% approved of 322Columbia Bank: 95% approved of 21Land Home Financial Services, Inc.: 96% approved of 48Paramount Residential Mortgage Group, Inc.: 96% approved of 74Merced School Employees Federal Credit Union: 97% approved of 31Crosscountry Mortgage, LLC: 97% approved of 133Generations Home Loans, LLC: 97% approved of 78Guaranteed Rate, Inc.: 97% approved of 197Flexpoint, Inc.: 98% approved of 92Alameda Mortgage Corporation: 98% approved of 54Mission Loans, LLC: 98% approved of 55Guild Mortgage Company LLC: 99% approved of 112Gold Star Mortgage Financial Group, Corporation: 100% approved of 91Synergy One Lending, Inc.: 100% approved of 43Academy Mortgage Corporation: 100% approved of 40Envoy Mortgage, Ltd: 100% approved of 39Mortgageone, Inc.: 100% approved of 28Everett Financial, Inc.: 100% approved of 22Premier Mortgage Resources, L.L.C.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Merced County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%868 / 96699%$385K858
2Dhi Mortgage Company, Ltd.92%432 / 470100%$425K431
3Leaderone Financial Corporation95%306 / 32299%$355K302
4Rocket Mortgage, LLC82%222 / 27099%$395K219
5Kind Lending, LLC78%171 / 21999%$375K170

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 242 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Merced County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Nearby markets

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