Lender profile · HMDA 2023–2025
National Cooperative Bank, N.A. mortgage approval rates & lending data
National Cooperative Bank, N.A. decided 1,286 mortgage applications and funded 1,105 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 985 / 1,089 | 99% | $285K | 971 |
| Cash-out refinance | 58% | 38 / 65 | 100% | $165K | 38 |
| Refinance | 67% | 28 / 42 | 100% | $515K | 28 |
| Investment property purchase | 82% | 47 / 57 | 100% | $335K | 47 |
National Cooperative Bank, N.A. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 95% | $655K | 380 | 356 |
| New York | 79% | $345K | 355 | 273 |
| Michigan | 84% | $55K | 222 | 185 |
| District of Columbia | 93% | $285K | 107 | 98 |
| Maryland | 91% | $165K | 99 | 90 |
| Washington | 98% | $265K | 60 | 59 |
| New Jersey | 86% | $115K | 14 | 12 |
| Illinois | 69% | $115K | 13 | 9 |
| Florida | 30% | $405K | 10 | 3 |
| Minnesota | 50% | $155K | 8 | 4 |
| Massachusetts | 86% | $95K | 7 | 6 |
| Virginia | 83% | $265K | 6 | 5 |
| Alaska | 100% | $115K | 2 | 2 |
| Ohio | 100% | $135K | 2 | 2 |
| Georgia | 100% | $275K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.