National Institutes of Health Federal Credit Union mortgage approval rate & lending review
National Institutes of Health Federal Credit Union decided 512 mortgage applications and funded 431 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions National Institutes of Health Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
National Institutes of Health Federal Credit Union at a glance
Approval is 11.6 points above the 74.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 131 / 146 | 100% | $525K | 131 |
| Home improvement loans | 89% | 145 / 163 | 98% | $85K | 142 |
| Cash-out refinance | 77% | 95 / 124 | 99% | $115K | 94 |
| Refinance | 83% | 25 / 30 | 96% | $595K | 24 |
| Investment property purchase | 86% | 30 / 35 | 93% | $305K | 28 |
National Institutes of Health Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 87% | $105K | 379 | 325 |
| Virginia | 86% | $85K | 51 | 43 |
| District of Columbia | 78% | $155K | 32 | 24 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where National Institutes of Health Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Montgomery County, MD | Home improvement loans | 87% | 61 | 53 |
| Montgomery County, MD | Cash-out refinance | 83% | 36 | 29 |
| Prince George's County, MD | Home improvement loans | 90% | 29 | 25 |
The county markets where National Institutes of Health Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about National Institutes of Health Federal Credit Union
What is National Institutes of Health Federal Credit Union's mortgage approval rate?
National Institutes of Health Federal Credit Union approved 85.5% of the 512 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.6 points above the 74.0% national rate for the same mix of loan types.
How often do borrowers take the loan National Institutes of Health Federal Credit Union offers?
Borrowers accepted 98% of the loans National Institutes of Health Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does National Institutes of Health Federal Credit Union make?
The typical home improvement loan loan National Institutes of Health Federal Credit Union made was $85K; across all loan types its typical loan ran from $85K to $595K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does National Institutes of Health Federal Credit Union lend?
National Institutes of Health Federal Credit Union decided applications in 16 of the states Fat Boy Data covers, most of them in Maryland, Virginia and District of Columbia.
Can I apply to National Institutes of Health Federal Credit Union directly?
Yes. National Institutes of Health Federal Credit Union is a bank or credit union with 7 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show National Institutes of Health Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how National Institutes of Health Federal Credit Union treats applications, then get a rate quote from the lender.