NVR Mortgage Finance, Inc. mortgage approval rate & lending review
NVR Mortgage Finance, Inc. decided 52,149 mortgage applications and funded 42,153 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions NVR Mortgage Finance, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to nvrmortgage.com.
NVR Mortgage Finance, Inc. at a glance
Approval is 6.8 points below the 87.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 40,595 / 50,295 | 100% | $345K | 40,595 |
| Investment property purchase | 84% | 1,556 / 1,852 | 100% | $285K | 1,556 |
NVR Mortgage Finance, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 80% | $485K | 6,916 | 5,561 |
| Ohio | 81% | $315K | 6,588 | 5,334 |
| Florida | 77% | $325K | 5,519 | 4,227 |
| North Carolina | 83% | $335K | 5,381 | 4,467 |
| Pennsylvania | 89% | $375K | 5,236 | 4,646 |
| Virginia | 79% | $425K | 5,178 | 4,072 |
| South Carolina | 80% | $255K | 4,548 | 3,630 |
| Delaware | 79% | $315K | 3,727 | 2,944 |
| Tennessee | 85% | $315K | 2,800 | 2,368 |
| New Jersey | 78% | $415K | 2,365 | 1,848 |
| Illinois | 86% | $345K | 1,157 | 1,000 |
| West Virginia | 83% | $275K | 935 | 773 |
| Georgia | 52% | $405K | 689 | 360 |
| Indiana | 74% | $305K | 542 | 400 |
| New York | 92% | $335K | 532 | 488 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where NVR Mortgage Finance, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Prince George's County, MD | Mortgage lenders | 78% | 2,416 | 1,885 |
| Sussex County, DE | Mortgage lenders | 82% | 1,921 | 1,581 |
| Spartanburg County, SC | Mortgage lenders | 79% | 1,535 | 1,209 |
| Mecklenburg County, NC | Mortgage lenders | 84% | 1,335 | 1,116 |
| Chesterfield County, VA | Mortgage lenders | 78% | 1,403 | 1,099 |
| Greenville County, SC | Mortgage lenders | 83% | 1,254 | 1,037 |
| Wake County, NC | Mortgage lenders | 80% | 1,254 | 998 |
| Frederick County, MD | Mortgage lenders | 86% | 1,092 | 942 |
| Anne Arundel County, MD | Mortgage lenders | 84% | 1,034 | 869 |
| Lorain County, OH | Mortgage lenders | 85% | 1,001 | 846 |
| Allegheny County, PA | Mortgage lenders | 93% | 823 | 763 |
| Butler County, PA | Mortgage lenders | 95% | 779 | 741 |
The county markets where NVR Mortgage Finance, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about NVR Mortgage Finance, Inc.
What is NVR Mortgage Finance, Inc.'s mortgage approval rate?
NVR Mortgage Finance, Inc. approved 80.8% of the 52,149 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.8 points below the 87.6% national rate for the same mix of loan types.
How often do borrowers take the loan NVR Mortgage Finance, Inc. offers?
Borrowers accepted 100% of the loans NVR Mortgage Finance, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does NVR Mortgage Finance, Inc. make?
The typical home purchase mortgage loan NVR Mortgage Finance, Inc. made was $345K; across all loan types its typical loan ran from $285K to $345K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does NVR Mortgage Finance, Inc. lend?
NVR Mortgage Finance, Inc. decided applications in 16 of the states Fat Boy Data covers, most of them in Maryland, Ohio and Florida.
Can I apply to NVR Mortgage Finance, Inc. directly?
Yes. NVR Mortgage Finance, Inc. reports as a direct lender that takes applications from borrowers. Its website is nvrmortgage.com.
Does this page show NVR Mortgage Finance, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how NVR Mortgage Finance, Inc. treats applications, then get a rate quote from the lender.