Primary Residential Mortgage, Inc. mortgage approval rate & lending review
Primary Residential Mortgage, Inc. decided 26,163 mortgage applications and funded 24,264 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Primary Residential Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to primeres.com.
Primary Residential Mortgage, Inc. at a glance
Approval is 6.8 points above the 86.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 21,165 / 22,469 | 100% | $305K | 21,161 |
| Cash-out refinance | 78% | 1,158 / 1,481 | 100% | $275K | 1,158 |
| Refinance | 85% | 770 / 905 | 100% | $355K | 770 |
| Investment property purchase | 93% | 954 / 1,024 | 100% | $235K | 954 |
| Investment cash-out refinance | 78% | 165 / 212 | 100% | $205K | 165 |
| Investment refinance | 78% | 56 / 72 | 100% | $315K | 56 |
Primary Residential Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 94% | $235K | 4,207 | 3,946 |
| New Mexico | 94% | $265K | 2,370 | 2,234 |
| Florida | 89% | $365K | 2,340 | 2,077 |
| Colorado | 98% | $315K | 2,191 | 2,150 |
| Rhode Island | 89% | $345K | 1,840 | 1,638 |
| Texas | 93% | $245K | 1,432 | 1,326 |
| California | 91% | $445K | 1,343 | 1,216 |
| North Carolina | 95% | $305K | 1,069 | 1,014 |
| Pennsylvania | 94% | $255K | 844 | 792 |
| Utah | 97% | $415K | 759 | 738 |
| Delaware | 95% | $235K | 660 | 625 |
| Louisiana | 94% | $155K | 568 | 536 |
| Tennessee | 94% | $325K | 564 | 528 |
| Ohio | 95% | $185K | 467 | 444 |
| Connecticut | 92% | $345K | 449 | 415 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Primary Residential Mortgage, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bernalillo County, NM | Mortgage lenders | 95% | 1,406 | 1,341 |
| Providence County, RI | Mortgage lenders | 90% | 1,162 | 1,046 |
| Baltimore County, MD | Mortgage lenders | 94% | 935 | 882 |
| Baltimore city, MD | Mortgage lenders | 94% | 935 | 882 |
| Weld County, CO | Mortgage lenders | 99% | 554 | 548 |
| Sandoval County, NM | Mortgage lenders | 94% | 527 | 493 |
| Harford County, MD | Mortgage lenders | 96% | 505 | 487 |
| Anne Arundel County, MD | Mortgage lenders | 95% | 425 | 402 |
| Miami-Dade County, FL | Mortgage lenders | 91% | 380 | 345 |
| York County, PA | Mortgage lenders | 96% | 336 | 324 |
| El Paso County, CO | Mortgage lenders | 98% | 325 | 319 |
| Kent County, RI | Mortgage lenders | 95% | 315 | 299 |
The county markets where Primary Residential Mortgage, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Primary Residential Mortgage, Inc.
What is Primary Residential Mortgage, Inc.'s mortgage approval rate?
Primary Residential Mortgage, Inc. approved 92.8% of the 26,163 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.8 points above the 86.0% national rate for the same mix of loan types.
How often do borrowers take the loan Primary Residential Mortgage, Inc. offers?
Borrowers accepted 100% of the loans Primary Residential Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Primary Residential Mortgage, Inc. make?
The typical home purchase mortgage loan Primary Residential Mortgage, Inc. made was $305K; across all loan types its typical loan ran from $205K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Primary Residential Mortgage, Inc. lend?
Primary Residential Mortgage, Inc. decided applications in 49 of the states Fat Boy Data covers, most of them in Maryland, New Mexico and Florida.
Can I apply to Primary Residential Mortgage, Inc. directly?
Yes. Primary Residential Mortgage, Inc. reports as a direct lender that takes applications from borrowers. Its website is primeres.com.
Does this page show Primary Residential Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Primary Residential Mortgage, Inc. treats applications, then get a rate quote from the lender.