First Home Mortgage Corporation mortgage approval rate & lending review
First Home Mortgage Corporation decided 14,848 mortgage applications and funded 14,189 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Home Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to firsthomemortgage.com.
First Home Mortgage Corporation at a glance
Approval is 9.7 points above the 86.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 12,786 / 13,233 | 99% | $405K | 12,697 |
| Home improvement loans | 92% | 82 / 89 | 99% | $125K | 81 |
| Cash-out refinance | 94% | 263 / 279 | 99% | $335K | 261 |
| Refinance | 97% | 421 / 435 | 98% | $455K | 414 |
| Investment property purchase | 93% | 656 / 703 | 98% | $245K | 640 |
| Investment cash-out refinance | 84% | 43 / 51 | 98% | $275K | 42 |
| Investment refinance | 96% | 43 / 45 | 100% | $335K | 43 |
First Home Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 97% | $405K | 9,696 | 9,282 |
| Virginia | 98% | $585K | 1,183 | 1,154 |
| District of Columbia | 95% | $425K | 1,048 | 984 |
| North Carolina | 97% | $375K | 884 | 859 |
| Massachusetts | 95% | $425K | 562 | 531 |
| Pennsylvania | 95% | $295K | 411 | 386 |
| South Carolina | 98% | $495K | 353 | 343 |
| Rhode Island | 84% | $415K | 204 | 168 |
| Florida | 94% | $385K | 181 | 169 |
| Delaware | 96% | $305K | 171 | 165 |
| West Virginia | 99% | $255K | 70 | 69 |
| New Jersey | 100% | $395K | 22 | 22 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Home Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Anne Arundel County, MD | Mortgage lenders | 98% | 1,428 | 1,391 |
| Baltimore County, MD | Mortgage lenders | 96% | 1,241 | 1,181 |
| Baltimore city, MD | Mortgage lenders | 96% | 1,241 | 1,181 |
| Montgomery County, MD | Mortgage lenders | 97% | 980 | 941 |
| Prince George's County, MD | Mortgage lenders | 94% | 1,002 | 927 |
| St. Mary's County, MD | Mortgage lenders | 99% | 741 | 726 |
| Howard County, MD | Mortgage lenders | 97% | 434 | 421 |
| Harford County, MD | Mortgage lenders | 97% | 432 | 418 |
| Fairfax County, VA | Mortgage lenders | 98% | 381 | 372 |
| Charles County, MD | Mortgage lenders | 96% | 365 | 349 |
| Wake County, NC | Mortgage lenders | 98% | 336 | 329 |
| Carroll County, MD | Mortgage lenders | 99% | 264 | 261 |
The county markets where First Home Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about First Home Mortgage Corporation
What is First Home Mortgage Corporation's mortgage approval rate?
First Home Mortgage Corporation approved 96.4% of the 14,848 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.7 points above the 86.7% national rate for the same mix of loan types.
How often do borrowers take the loan First Home Mortgage Corporation offers?
Borrowers accepted 99% of the loans First Home Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Home Mortgage Corporation make?
The typical home purchase mortgage loan First Home Mortgage Corporation made was $405K; across all loan types its typical loan ran from $125K to $455K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Home Mortgage Corporation lend?
First Home Mortgage Corporation decided applications in 19 of the states Fat Boy Data covers, most of them in Maryland, Virginia and District of Columbia.
Can I apply to First Home Mortgage Corporation directly?
Yes. First Home Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is firsthomemortgage.com.
Does this page show First Home Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Home Mortgage Corporation treats applications, then get a rate quote from the lender.