New Carlisle Federal Savings Bank mortgage approval rate & lending review
New Carlisle Federal Savings Bank decided 384 mortgage applications and funded 323 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions New Carlisle Federal Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
New Carlisle Federal Savings Bank at a glance
Approval is 11.5 points above the 83.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 191 / 198 | 84% | $205K | 161 |
| Cash-out refinance | 82% | 23 / 28 | 87% | $75K | 20 |
| Investment property purchase | 99% | 95 / 96 | 95% | $115K | 90 |
| Investment cash-out refinance | 97% | 29 / 30 | 93% | $135K | 27 |
New Carlisle Federal Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 95% | $205K | 379 | 318 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where New Carlisle Federal Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Clark County, OH | Mortgage lenders | 95% | 133 | 108 |
| Clark County, OH | Investment property purchase | 100% | 68 | 65 |
| Miami County, OH | Mortgage lenders | 100% | 21 | 16 |
The county markets where New Carlisle Federal Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about New Carlisle Federal Savings Bank
What is New Carlisle Federal Savings Bank's mortgage approval rate?
New Carlisle Federal Savings Bank approved 94.8% of the 384 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.5 points above the 83.3% national rate for the same mix of loan types.
How often do borrowers take the loan New Carlisle Federal Savings Bank offers?
Borrowers accepted 89% of the loans New Carlisle Federal Savings Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does New Carlisle Federal Savings Bank make?
The typical home purchase mortgage loan New Carlisle Federal Savings Bank made was $205K; across all loan types its typical loan ran from $75K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does New Carlisle Federal Savings Bank lend?
New Carlisle Federal Savings Bank decided applications in 3 of the states Fat Boy Data covers, most of them in Ohio, Florida and Indiana.
Can I apply to New Carlisle Federal Savings Bank directly?
Yes. New Carlisle Federal Savings Bank is a bank or credit union with 3 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show New Carlisle Federal Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how New Carlisle Federal Savings Bank treats applications, then get a rate quote from the lender.