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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Miami County, Ohio

Fat Boy Data analyzed home purchase mortgage activity in Miami County, Ohio, home to Troy, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,499 applications were decided by 241 lenders between 2023 and 2025.

Miami County at a glance

241Active lenders42 with 20+ decisions
91.3%Market approval rate4,107 of 4,499 decided
$205KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,959 loans funded

How Miami County compares

Approval rate compared
Miami County91.3%Ohio90.6%All 616 counties87.6%
Typical loan compared
Miami County$205KOhio$215KAll 616 counties$335K

What the data shows

Union Savings Bank made the most home purchase mortgages in Miami County, OH, 352 of them.

Cornerstone First Mortgage, Inc approved the highest share of applications among lenders with at least 20 decisions here, 100% of 88.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%One lender: 8% approved of 65One lender: 69% approved of 26One lender: 81% approved of 27NVR Mortgage Finance, Inc.: 84% approved of 206One lender: 84% approved of 32One lender: 86% approved of 44One lender: 88% approved of 130One lender: 89% approved of 99One lender: 89% approved of 27One lender: 89% approved of 104One lender: 90% approved of 108One lender: 90% approved of 129One lender: 90% approved of 81One lender: 90% approved of 133One lender: 90% approved of 21One lender: 91% approved of 113One lender: 91% approved of 34One lender: 91% approved of 82One lender: 92% approved of 108One lender: 92% approved of 38One lender: 93% approved of 27One lender: 94% approved of 63One lender: 94% approved of 48One lender: 94% approved of 98Wright-Patt Credit Union, Inc.: 94% approved of 384One lender: 94% approved of 52Union Savings Bank: 95% approved of 380One lender: 96% approved of 70One lender: 96% approved of 76One lender: 97% approved of 70One lender: 97% approved of 74Crosscountry Mortgage, LLC: 98% approved of 189Loandepot.Com, LLC: 99% approved of 215One lender: 100% approved of 88One lender: 100% approved of 80One lender: 100% approved of 77One lender: 100% approved of 32One lender: 100% approved of 31One lender: 100% approved of 24One lender: 100% approved of 21One lender: 100% approved of 20One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Miami County

LenderApprovalApprovedTaken upTypical loanLoans made
1Wright-Patt Credit Union, Inc.94%361 / 38491%$195K328
2Union Savings Bank95%360 / 38098%$235K352
3Loandepot.Com, LLC99%213 / 215100%$175K212
4NVR Mortgage Finance, Inc.84%172 / 206100%$305K172
5Crosscountry Mortgage, LLC98%185 / 18997%$205K180

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 236 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Miami County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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