Newtown Savings Bank mortgage approval rate & lending review
Newtown Savings Bank decided 1,357 mortgage applications and funded 1,236 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Newtown Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Newtown Savings Bank at a glance
Approval is 8.8 points above the 83.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 882 / 939 | 99% | $435K | 876 |
| Home improvement loans | 84% | 36 / 43 | 89% | $105K | 32 |
| Cash-out refinance | 92% | 106 / 115 | 99% | $315K | 105 |
| Refinance | 86% | 170 / 197 | 99% | $155K | 168 |
| Investment property purchase | 92% | 44 / 48 | 98% | $205K | 43 |
Newtown Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Connecticut | 92% | $435K | 1,357 | 1,236 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Newtown Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Western Connecticut Planning Region, CT | Mortgage lenders | 94% | 422 | 394 |
| Naugatuck Valley Planning Region, CT | Mortgage lenders | 97% | 187 | 178 |
| South Central Connecticut Planning Region, CT | Mortgage lenders | 92% | 106 | 96 |
| Western Connecticut Planning Region, CT | Refinance | 89% | 103 | 92 |
| Greater Bridgeport Planning Region, CT | Mortgage lenders | 87% | 95 | 83 |
| Capitol Planning Region, CT | Mortgage lenders | 97% | 79 | 77 |
| Western Connecticut Planning Region, CT | Cash-out refinance | 88% | 40 | 35 |
| Naugatuck Valley Planning Region, CT | Refinance | 81% | 43 | 34 |
| Northwest Hills Planning Region, CT | Mortgage lenders | 100% | 27 | 27 |
| Western Connecticut Planning Region, CT | Investment property purchase | 92% | 25 | 22 |
| Naugatuck Valley Planning Region, CT | Cash-out refinance | 88% | 25 | 21 |
| Greater Bridgeport Planning Region, CT | Cash-out refinance | 95% | 20 | 19 |
The county markets where Newtown Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Newtown Savings Bank
What is Newtown Savings Bank's mortgage approval rate?
Newtown Savings Bank approved 92.2% of the 1,357 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.8 points above the 83.4% national rate for the same mix of loan types.
How often do borrowers take the loan Newtown Savings Bank offers?
Borrowers accepted 99% of the loans Newtown Savings Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Newtown Savings Bank make?
The typical home purchase mortgage loan Newtown Savings Bank made was $435K; across all loan types its typical loan ran from $105K to $435K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Newtown Savings Bank lend?
Newtown Savings Bank decided applications in 1 of the states Fat Boy Data covers, most of them in Connecticut.
Can I apply to Newtown Savings Bank directly?
Yes. Newtown Savings Bank is a bank or credit union with 18 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Newtown Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Newtown Savings Bank treats applications, then get a rate quote from the lender.