cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Naugatuck Valley Planning Region, Connecticut

Fat Boy Data analyzed cash-out refinance activity in Naugatuck Valley Planning Region, Connecticut, home to Waterbury, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,674 applications were decided by 186 lenders between 2023 and 2025.

Naugatuck Valley Planning Region at a glance

186Active lenders35 with 20+ decisions
65.6%Market approval rate2,412 of 3,674 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,297 loans funded

How Naugatuck Valley Planning Region compares

Approval rate compared
Naugatuck Valley Planning Region65.6%Connecticut67.3%All 616 counties68.2%
Typical loan compared
Naugatuck Valley Planning Region$145KConnecticut$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Naugatuck Valley Planning Region, CT, 616 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Total Mortgage Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

The typical cash-out refinance here is $145K, 26% smaller than the Connecticut typical of $195K.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 41One lender: 27% approved of 26Amerisave Mortgage Corporation: 27% approved of 333One lender: 29% approved of 38One lender: 31% approved of 29Carrington Mortgage Services, LLC: 44% approved of 218One lender: 48% approved of 21Newrez LLC: 48% approved of 226One lender: 49% approved of 69One lender: 50% approved of 26One lender: 56% approved of 68One lender: 57% approved of 21One lender: 61% approved of 41One lender: 65% approved of 129One lender: 67% approved of 66One lender: 67% approved of 30One lender: 71% approved of 28One lender: 73% approved of 117One lender: 73% approved of 67One lender: 73% approved of 30One lender: 74% approved of 175One lender: 76% approved of 21One lender: 80% approved of 35One lender: 80% approved of 20Rocket Mortgage, LLC: 80% approved of 782One lender: 85% approved of 26One lender: 85% approved of 26Sikorsky Financial Credit Union: 85% approved of 186One lender: 85% approved of 20One lender: 86% approved of 22One lender: 88% approved of 25One lender: 88% approved of 77One lender: 91% approved of 22One lender: 100% approved of 29One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Naugatuck Valley Planning Region

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%629 / 78298%$145K616
2Amerisave Mortgage Corporation27%90 / 33399%$75K89
3Newrez LLC48%108 / 226100%$125K108
4Carrington Mortgage Services, LLC44%95 / 21875%$175K71
5Sikorsky Financial Credit Union85%158 / 18696%$125K152

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 181 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Naugatuck Valley Planning Region. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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