Nextier Bank, N.A.tional Association mortgage approval rate & lending review
Nextier Bank, N.A.tional Association decided 539 mortgage applications and funded 444 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Nextier Bank, N.A.tional Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Nextier Bank, N.A.tional Association at a glance
Approval is 4.0 points above the 81.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 227 / 257 | 96% | $205K | 219 |
| Home improvement loans | 76% | 57 / 75 | 96% | $45K | 55 |
| Refinance | 74% | 64 / 87 | 97% | $125K | 62 |
| Investment property purchase | 92% | 76 / 83 | 97% | $145K | 74 |
Nextier Bank, N.A.tional Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 85% | $205K | 514 | 421 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Nextier Bank, N.A.tional Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Butler County, PA | Mortgage lenders | 84% | 77 | 63 |
| Allegheny County, PA | Investment property purchase | 87% | 38 | 32 |
| Westmoreland County, PA | Mortgage lenders | 82% | 38 | 31 |
| Butler County, PA | Home improvement loans | 77% | 35 | 27 |
| Butler County, PA | Refinance | 65% | 40 | 25 |
| Beaver County, PA | Mortgage lenders | 74% | 23 | 17 |
| Allegheny County, PA | Refinance | 70% | 23 | 15 |
The county markets where Nextier Bank, N.A.tional Association made the most loans. Each link opens that market with every lender ranked.
Questions about Nextier Bank, N.A.tional Association
What is Nextier Bank, N.A.tional Association's mortgage approval rate?
Nextier Bank, N.A.tional Association approved 85.0% of the 539 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.0 points above the 81.0% national rate for the same mix of loan types.
How often do borrowers take the loan Nextier Bank, N.A.tional Association offers?
Borrowers accepted 97% of the loans Nextier Bank, N.A.tional Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Nextier Bank, N.A.tional Association make?
The typical home purchase mortgage loan Nextier Bank, N.A.tional Association made was $205K; across all loan types its typical loan ran from $45K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Nextier Bank, N.A.tional Association lend?
Nextier Bank, N.A.tional Association decided applications in 7 of the states Fat Boy Data covers, most of them in Pennsylvania, New York and Florida.
Can I apply to Nextier Bank, N.A.tional Association directly?
Yes. Nextier Bank, N.A.tional Association is a bank or credit union with 34 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Nextier Bank, N.A.tional Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Nextier Bank, N.A.tional Association treats applications, then get a rate quote from the lender.