Ntfn, Inc. mortgage approval rate & lending review
Ntfn, Inc. decided 1,114 mortgage applications and funded 1,019 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Ntfn, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Ntfn, Inc. at a glance
Approval is 5.3 points above the 86.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 919 / 986 | 100% | $275K | 916 |
| Cash-out refinance | 74% | 23 / 31 | 100% | $205K | 23 |
| Investment property purchase | 100% | 54 / 54 | 98% | $205K | 53 |
Ntfn, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 91% | $275K | 392 | 354 |
| Texas | 93% | $335K | 381 | 355 |
| Louisiana | 91% | $205K | 155 | 140 |
| Ohio | 86% | $225K | 57 | 49 |
| North Carolina | 96% | $305K | 49 | 47 |
| Florida | 91% | $225K | 34 | 30 |
| Oklahoma | 100% | $385K | 22 | 22 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Ntfn, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Calcasieu Parish, LA | Mortgage lenders | 93% | 122 | 113 |
| Berkeley County, SC | Mortgage lenders | 96% | 97 | 93 |
| Richland County, SC | Mortgage lenders | 94% | 80 | 75 |
| Lexington County, SC | Mortgage lenders | 93% | 74 | 69 |
| Dorchester County, SC | Mortgage lenders | 86% | 49 | 42 |
The county markets where Ntfn, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Ntfn, Inc.
What is Ntfn, Inc.'s mortgage approval rate?
Ntfn, Inc. approved 91.8% of the 1,114 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.3 points above the 86.6% national rate for the same mix of loan types.
How often do borrowers take the loan Ntfn, Inc. offers?
Borrowers accepted 100% of the loans Ntfn, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Ntfn, Inc. make?
The typical home purchase mortgage loan Ntfn, Inc. made was $275K; across all loan types its typical loan ran from $205K to $275K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Ntfn, Inc. lend?
Ntfn, Inc. decided applications in 12 of the states Fat Boy Data covers, most of them in South Carolina, Texas and Louisiana.
Can I apply to Ntfn, Inc. directly?
Yes. Ntfn, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Ntfn, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Ntfn, Inc. treats applications, then get a rate quote from the lender.