Numark Credit Union mortgage approval rate & lending review
Numark Credit Union decided 1,090 mortgage applications and funded 868 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Numark Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Numark Credit Union at a glance
Approval is 3.1 points above the 77.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 400 / 448 | 99% | $225K | 397 |
| Home improvement loans | 68% | 222 / 328 | 100% | $65K | 222 |
| Cash-out refinance | 71% | 29 / 41 | 97% | $65K | 28 |
| Refinance | 80% | 152 / 190 | 99% | $175K | 150 |
| Investment property purchase | 88% | 45 / 51 | 100% | $175K | 45 |
| Investment refinance | 81% | 22 / 27 | 100% | $135K | 22 |
Numark Credit Union lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Numark Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Will County, IL | Mortgage lenders | 90% | 163 | 146 |
| Will County, IL | Home improvement loans | 66% | 159 | 105 |
| Cook County, IL | Home improvement loans | 68% | 96 | 65 |
| Will County, IL | Refinance | 77% | 79 | 61 |
| DuPage County, IL | Home improvement loans | 85% | 27 | 23 |
The county markets where Numark Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Numark Credit Union
What is Numark Credit Union's mortgage approval rate?
Numark Credit Union approved 80.2% of the 1,090 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.1 points above the 77.1% national rate for the same mix of loan types.
How often do borrowers take the loan Numark Credit Union offers?
Borrowers accepted 99% of the loans Numark Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Numark Credit Union make?
The typical home purchase mortgage loan Numark Credit Union made was $225K; across all loan types its typical loan ran from $65K to $225K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Numark Credit Union lend?
Numark Credit Union decided applications in 17 of the states Fat Boy Data covers, most of them in Illinois, Indiana and Florida.
Can I apply to Numark Credit Union directly?
Yes. Numark Credit Union is a bank or credit union with 14 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Numark Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Numark Credit Union treats applications, then get a rate quote from the lender.