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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Mecklenburg County, North Carolina

Fat Boy Data analyzed home purchase mortgage activity in Mecklenburg County, North Carolina, home to Charlotte, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 46,706 applications were decided by 671 lenders between 2023 and 2025.

Mecklenburg County at a glance

671Active lenders177 with 20+ decisions
90.8%Market approval rate42,421 of 46,706 decided
$375KTypical loanmedian lender, $10K brackets
97%Borrower take-up40,972 loans funded

How Mecklenburg County compares

Approval rate compared
Mecklenburg County90.8%North Carolina87.6%All 616 counties87.6%
Typical loan compared
Mecklenburg County$375KNorth Carolina$325KAll 616 counties$335K

What the data shows

Movement Mortgage, LLC made the most home purchase mortgages in Mecklenburg County, NC, 2,482 of them.

Highlands Residential Mortgage, Ltd. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 185.

The typical home purchase mortgage here is $375K, 15% larger than the North Carolina typical of $325K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 31% approved of 232One lender: 40% approved of 268One lender: 64% approved of 262One lender: 82% approved of 281Bank of America, National Association: 83% approved of 1,738One lender: 83% approved of 1,412One lender: 84% approved of 1,335One lender: 84% approved of 1,148One lender: 84% approved of 400One lender: 85% approved of 504One lender: 87% approved of 436One lender: 87% approved of 400One lender: 88% approved of 430One lender: 88% approved of 343One lender: 88% approved of 423One lender: 89% approved of 174One lender: 89% approved of 1,401One lender: 89% approved of 291One lender: 90% approved of 434One lender: 90% approved of 977Rocket Mortgage, LLC: 90% approved of 2,039One lender: 91% approved of 460One lender: 91% approved of 194One lender: 91% approved of 1,123One lender: 91% approved of 729One lender: 91% approved of 207One lender: 92% approved of 175One lender: 92% approved of 172One lender: 92% approved of 199One lender: 93% approved of 231One lender: 93% approved of 340United Wholesale Mortgage, LLC: 93% approved of 2,480One lender: 93% approved of 169One lender: 93% approved of 351One lender: 94% approved of 750One lender: 95% approved of 1,339One lender: 95% approved of 325One lender: 95% approved of 351One lender: 95% approved of 276One lender: 95% approved of 321American Security Mortgage Corp.: 96% approved of 2,186One lender: 96% approved of 325One lender: 96% approved of 843One lender: 97% approved of 211One lender: 98% approved of 413One lender: 98% approved of 417One lender: 98% approved of 175One lender: 98% approved of 372One lender: 98% approved of 267One lender: 98% approved of 169One lender: 98% approved of 287One lender: 98% approved of 184Movement Mortgage, LLC: 98% approved of 2,850One lender: 99% approved of 217One lender: 99% approved of 664One lender: 99% approved of 1,721One lender: 99% approved of 179One lender: 99% approved of 294One lender: 100% approved of 208One lender: 100% approved of 185

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Mecklenburg County

LenderApprovalApprovedTaken upTypical loanLoans made
1Movement Mortgage, LLC98%2,805 / 2,85088%$365K2,482
2United Wholesale Mortgage, LLCBroker only93%2,303 / 2,48099%$375K2,269
3American Security Mortgage Corp.96%2,088 / 2,18697%$445K2,030
4Rocket Mortgage, LLC90%1,842 / 2,03999%$375K1,819
5Bank of America, National Association83%1,448 / 1,73894%$355K1,361

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 666 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Mecklenburg County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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