Lender profile · HMDA 2023–2025
Oconee State Bank mortgage approval rates & lending data
Oconee State Bank decided 311 mortgage applications and funded 304 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 178 / 181 | 100% | $265K | 178 |
| Investment property purchase | 98% | 63 / 64 | 100% | $185K | 63 |
Oconee State Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 98% | $265K | 295 | 289 |
| Tennessee | 86% | $235K | 7 | 6 |
| Alabama | 100% | $155K | 5 | 5 |
| North Carolina | 100% | $185K | 2 | 2 |
| South Carolina | 100% | $655K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.