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investment property lenders · HMDA 2023–2025

Investment property lenders in Clarke County, Georgia

Fat Boy Data analyzed investment property mortgage activity in Clarke County, Georgia, home to Athens, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 785 applications were decided by 166 lenders between 2023 and 2025.

Clarke County at a glance

166Active lenders9 with 20+ decisions
90.7%Market approval rate712 of 785 decided
$225KTypical loanmedian lender, $10K brackets
97%Borrower take-up692 loans funded

How Clarke County compares

Approval rate compared
Clarke County90.7%Georgia86.5%All 616 counties87.5%
Typical loan compared
Clarke County$225KGeorgia$245KAll 616 counties$255K

What the data shows

First American Bank and Trust Company made the most investment property mortgages in Clarke County, GA, 43 of them.

The Commercial Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 41.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%One lender: 84% approved of 31One lender: 86% approved of 22Regions Bank: 89% approved of 44One lender: 90% approved of 31One lender: 96% approved of 24Oconee State Bank: 98% approved of 40First American Bank and Trust Company: 98% approved of 44The Commercial Bank: 100% approved of 41Classic City Bank: 100% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Clarke County

LenderApprovalApprovedTaken upTypical loanLoans made
1First American Bank and Trust Company98%43 / 44100%$255K43
2Regions Bank89%39 / 4490%$235K35
3The Commercial Bank100%41 / 41100%$285K41
4Oconee State Bank98%39 / 40100%$185K39
5Classic City Bank100%36 / 36100%$305K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 161 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Clarke County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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