Old Dominion National Bank mortgage approval rate & lending review
Old Dominion National Bank decided 411 mortgage applications and funded 404 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Old Dominion National Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Old Dominion National Bank at a glance
Approval is 12.2 points above the 86.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 257 / 259 | 100% | $315K | 256 |
| Investment property purchase | 99% | 113 / 114 | 100% | $1.28M | 113 |
Old Dominion National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 98% | $315K | 177 | 174 |
| Virginia | 99% | $955K | 156 | 154 |
| District of Columbia | 96% | $1.28M | 28 | 27 |
| Maryland | 96% | $895K | 23 | 22 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Old Dominion National Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Centre County, PA | Mortgage lenders | 99% | 99 | 98 |
| Centre County, PA | Investment property purchase | 96% | 26 | 25 |
| Arlington County, VA | Mortgage lenders | 100% | 26 | 25 |
| Fairfax County, VA | Investment property purchase | 100% | 22 | 22 |
| Arlington County, VA | Investment property purchase | 100% | 21 | 21 |
The county markets where Old Dominion National Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Old Dominion National Bank
What is Old Dominion National Bank's mortgage approval rate?
Old Dominion National Bank approved 98.5% of the 411 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.2 points above the 86.4% national rate for the same mix of loan types.
How often do borrowers take the loan Old Dominion National Bank offers?
Borrowers accepted 100% of the loans Old Dominion National Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Old Dominion National Bank make?
The typical home purchase mortgage loan Old Dominion National Bank made was $315K; across all loan types its typical loan ran from $315K to $1.28M. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Old Dominion National Bank lend?
Old Dominion National Bank decided applications in 10 of the states Fat Boy Data covers, most of them in Pennsylvania, Virginia and District of Columbia.
Can I apply to Old Dominion National Bank directly?
Yes. Old Dominion National Bank is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Old Dominion National Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Old Dominion National Bank treats applications, then get a rate quote from the lender.