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investment property lenders · HMDA 2023–2025

Investment property lenders in Fairfax County, Virginia

Fat Boy Data analyzed investment property mortgage activity in Fairfax County, Virginia, home to Herndon, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,367 applications were decided by 251 lenders between 2023 and 2025.

Fairfax County at a glance

251Active lenders34 with 20+ decisions
87.5%Market approval rate2,072 of 2,367 decided
$395KTypical loanmedian lender, $10K brackets
97%Borrower take-up2,013 loans funded

How Fairfax County compares

Approval rate compared
Fairfax County87.5%Virginia88.4%All 616 counties87.5%
Typical loan compared
Fairfax County$395KVirginia$255KAll 616 counties$255K

What the data shows

Pennymac Loan Services, LLC made the most investment property mortgages in Fairfax County, VA, 74 of them.

Atlantic Coast Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 51.

The typical investment property mortgage here is $395K, 55% larger than the Virginia typical of $255K.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%One lender: 17% approved of 23One lender: 41% approved of 37One lender: 50% approved of 38One lender: 50% approved of 28One lender: 74% approved of 27One lender: 77% approved of 26One lender: 80% approved of 45One lender: 85% approved of 26United Wholesale Mortgage, LLC: 87% approved of 105One lender: 90% approved of 67One lender: 90% approved of 20Rocket Mortgage, LLC: 90% approved of 81One lender: 90% approved of 21One lender: 91% approved of 45One lender: 92% approved of 24One lender: 92% approved of 49One lender: 94% approved of 34One lender: 94% approved of 34One lender: 94% approved of 36MainStreet Bank: 95% approved of 78One lender: 95% approved of 22One lender: 96% approved of 47One lender: 96% approved of 24One lender: 97% approved of 29One lender: 97% approved of 60One lender: 97% approved of 31One lender: 97% approved of 63First Heritage Mortgage, LLC: 99% approved of 74Pennymac Loan Services, LLC: 99% approved of 75One lender: 100% approved of 51One lender: 100% approved of 33One lender: 100% approved of 25One lender: 100% approved of 23One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Fairfax County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only87%91 / 10598%$395K89
2Rocket Mortgage, LLC90%73 / 81100%$305K73
3MainStreet Bank95%74 / 7899%$1.46M73
4Pennymac Loan Services, LLC99%74 / 75100%$435K74
5First Heritage Mortgage, LLC99%73 / 74100%$365K73

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 246 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Fairfax County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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