Lender profile · HMDA 2023–2025
OneLocal Bank mortgage approval rates & lending data
OneLocal Bank decided 387 mortgage applications and funded 350 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 126 / 135 | 99% | $515K | 125 |
| Home improvement loans | 86% | 48 / 56 | 98% | $75K | 47 |
| Cash-out refinance | 80% | 41 / 51 | 98% | $205K | 40 |
| Investment property purchase | 100% | 89 / 89 | 97% | $975K | 86 |
OneLocal Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 92% | $515K | 387 | 350 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.