Oostburg State Bank mortgage approval rate & lending review
Oostburg State Bank decided 301 mortgage applications and funded 289 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Oostburg State Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Oostburg State Bank at a glance
Approval is 16.4 points above the 80.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 129 / 132 | 98% | $205K | 126 |
| Home improvement loans | 100% | 25 / 25 | 100% | $35K | 25 |
| Refinance | 93% | 57 / 61 | 98% | $165K | 56 |
| Investment property purchase | 97% | 38 / 39 | 100% | $145K | 38 |
Oostburg State Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 97% | $165K | 301 | 289 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Oostburg State Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Sheboygan County, WI | Mortgage lenders | 98% | 124 | 118 |
| Sheboygan County, WI | Refinance | 93% | 58 | 53 |
| Sheboygan County, WI | Investment property purchase | 97% | 35 | 34 |
| Sheboygan County, WI | Home improvement loans | 100% | 25 | 25 |
The county markets where Oostburg State Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Oostburg State Bank
What is Oostburg State Bank's mortgage approval rate?
Oostburg State Bank approved 97.3% of the 301 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.4 points above the 80.9% national rate for the same mix of loan types.
How often do borrowers take the loan Oostburg State Bank offers?
Borrowers accepted 99% of the loans Oostburg State Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Oostburg State Bank make?
The typical home purchase mortgage loan Oostburg State Bank made was $205K; across all loan types its typical loan ran from $35K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Oostburg State Bank lend?
Oostburg State Bank decided applications in 1 of the states Fat Boy Data covers, most of them in Wisconsin.
Can I apply to Oostburg State Bank directly?
Yes. Oostburg State Bank is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Oostburg State Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Oostburg State Bank treats applications, then get a rate quote from the lender.