PCM Credit Union mortgage approval rate & lending review
PCM Credit Union decided 425 mortgage applications and funded 408 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions PCM Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
PCM Credit Union at a glance
Approval is 16.7 points above the 79.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 177 / 179 | 100% | $265K | 177 |
| Cash-out refinance | 91% | 108 / 119 | 100% | $155K | 108 |
| Refinance | 96% | 100 / 104 | 100% | $65K | 100 |
PCM Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 96% | $155K | 425 | 408 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where PCM Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Brown County, WI | Mortgage lenders | 99% | 142 | 141 |
| Brown County, WI | Cash-out refinance | 91% | 108 | 98 |
| Brown County, WI | Refinance | 96% | 90 | 86 |
| Outagamie County, WI | Mortgage lenders | 100% | 20 | 20 |
The county markets where PCM Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about PCM Credit Union
What is PCM Credit Union's mortgage approval rate?
PCM Credit Union approved 96.0% of the 425 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.7 points above the 79.3% national rate for the same mix of loan types.
How often do borrowers take the loan PCM Credit Union offers?
Borrowers accepted 100% of the loans PCM Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does PCM Credit Union make?
The typical home purchase mortgage loan PCM Credit Union made was $265K; across all loan types its typical loan ran from $65K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does PCM Credit Union lend?
PCM Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Wisconsin.
Can I apply to PCM Credit Union directly?
Yes. PCM Credit Union is a bank or credit union with 3 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show PCM Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how PCM Credit Union treats applications, then get a rate quote from the lender.