PENN EAST Federal Credit Union mortgage approval rate & lending review
PENN EAST Federal Credit Union decided 258 mortgage applications and funded 215 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions PENN EAST Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
PENN EAST Federal Credit Union at a glance
Approval is 16.9 points above the 67.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 81% | 138 / 170 | 100% | $35K | 138 |
| Refinance | 90% | 60 / 67 | 97% | $55K | 58 |
PENN EAST Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 84% | $35K | 258 | 215 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where PENN EAST Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lackawanna County, PA | Home improvement loans | 82% | 152 | 124 |
| Lackawanna County, PA | Refinance | 90% | 60 | 52 |
The county markets where PENN EAST Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about PENN EAST Federal Credit Union
What is PENN EAST Federal Credit Union's mortgage approval rate?
PENN EAST Federal Credit Union approved 84.5% of the 258 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.9 points above the 67.6% national rate for the same mix of loan types.
How often do borrowers take the loan PENN EAST Federal Credit Union offers?
Borrowers accepted 99% of the loans PENN EAST Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does PENN EAST Federal Credit Union make?
The typical home improvement loan loan PENN EAST Federal Credit Union made was $35K; across all loan types its typical loan ran from $35K to $55K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does PENN EAST Federal Credit Union lend?
PENN EAST Federal Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Pennsylvania.
Can I apply to PENN EAST Federal Credit Union directly?
Yes. PENN EAST Federal Credit Union is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show PENN EAST Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how PENN EAST Federal Credit Union treats applications, then get a rate quote from the lender.