Philadelphia Mortgage Advisors, Inc. mortgage approval rate & lending review
Philadelphia Mortgage Advisors, Inc. decided 1,246 mortgage applications and funded 1,226 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Philadelphia Mortgage Advisors, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to philadelphiamortgage.com.
Philadelphia Mortgage Advisors, Inc. at a glance
Approval is 11.4 points above the 87.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 1,127 / 1,141 | 100% | $305K | 1,127 |
| Cash-out refinance | 96% | 25 / 26 | 100% | $285K | 25 |
| Investment property purchase | 93% | 53 / 57 | 100% | $215K | 53 |
Philadelphia Mortgage Advisors, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 99% | $305K | 1,167 | 1,152 |
| New Jersey | 91% | $305K | 55 | 50 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Philadelphia Mortgage Advisors, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Philadelphia County, PA | Mortgage lenders | 99% | 424 | 421 |
| Montgomery County, PA | Mortgage lenders | 99% | 209 | 206 |
| Delaware County, PA | Mortgage lenders | 97% | 159 | 155 |
| Chester County, PA | Mortgage lenders | 100% | 124 | 124 |
| Bucks County, PA | Mortgage lenders | 100% | 104 | 104 |
The county markets where Philadelphia Mortgage Advisors, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Philadelphia Mortgage Advisors, Inc.
What is Philadelphia Mortgage Advisors, Inc.'s mortgage approval rate?
Philadelphia Mortgage Advisors, Inc. approved 98.4% of the 1,246 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.4 points above the 87.0% national rate for the same mix of loan types.
How often do borrowers take the loan Philadelphia Mortgage Advisors, Inc. offers?
Borrowers accepted 100% of the loans Philadelphia Mortgage Advisors, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Philadelphia Mortgage Advisors, Inc. make?
The typical home purchase mortgage loan Philadelphia Mortgage Advisors, Inc. made was $305K; across all loan types its typical loan ran from $215K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Philadelphia Mortgage Advisors, Inc. lend?
Philadelphia Mortgage Advisors, Inc. decided applications in 5 of the states Fat Boy Data covers, most of them in Pennsylvania, New Jersey and Delaware.
Can I apply to Philadelphia Mortgage Advisors, Inc. directly?
Yes. Philadelphia Mortgage Advisors, Inc. reports as a direct lender that takes applications from borrowers. Its website is philadelphiamortgage.com.
Does this page show Philadelphia Mortgage Advisors, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Philadelphia Mortgage Advisors, Inc. treats applications, then get a rate quote from the lender.