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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Chester County, Pennsylvania

Fat Boy Data analyzed home purchase mortgage activity in Chester County, Pennsylvania, home to Phoenixville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 16,755 applications were decided by 465 lenders between 2023 and 2025.

Chester County at a glance

465Active lenders115 with 20+ decisions
91.8%Market approval rate15,378 of 16,755 decided
$415KTypical loanmedian lender, $10K brackets
96%Borrower take-up14,804 loans funded

How Chester County compares

Approval rate compared
Chester County91.8%Pennsylvania89.8%All 616 counties87.6%
Typical loan compared
Chester County$415KPennsylvania$255KAll 616 counties$335K

What the data shows

Crosscountry Mortgage, LLC made the most home purchase mortgages in Chester County, PA, 963 of them.

Philadelphia Mortgage Advisors, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 124.

The typical home purchase mortgage here is $415K, 63% larger than the Pennsylvania typical of $255K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 17% approved of 205One lender: 19% approved of 90One lender: 37% approved of 97One lender: 55% approved of 112One lender: 66% approved of 255One lender: 76% approved of 104One lender: 81% approved of 359One lender: 86% approved of 91One lender: 86% approved of 218One lender: 86% approved of 80One lender: 87% approved of 240One lender: 87% approved of 113One lender: 88% approved of 153One lender: 88% approved of 60NVR Mortgage Finance, Inc.: 90% approved of 795One lender: 91% approved of 85One lender: 91% approved of 221One lender: 92% approved of 204One lender: 92% approved of 567One lender: 93% approved of 229One lender: 93% approved of 70One lender: 93% approved of 73One lender: 94% approved of 77One lender: 94% approved of 110United Wholesale Mortgage, LLC: 94% approved of 763One lender: 95% approved of 110One lender: 95% approved of 225One lender: 95% approved of 115One lender: 95% approved of 79One lender: 95% approved of 237One lender: 96% approved of 69One lender: 96% approved of 168One lender: 96% approved of 97One lender: 96% approved of 277One lender: 96% approved of 237One lender: 96% approved of 345One lender: 97% approved of 504One lender: 97% approved of 64One lender: 97% approved of 306One lender: 97% approved of 74One lender: 97% approved of 119Prosperity Home Mortgage, LLC: 98% approved of 638One lender: 98% approved of 172One lender: 98% approved of 137One lender: 98% approved of 538One lender: 98% approved of 61One lender: 99% approved of 85One lender: 99% approved of 257One lender: 99% approved of 99Guaranteed Rate, Inc.: 99% approved of 718One lender: 99% approved of 412One lender: 99% approved of 125One lender: 99% approved of 128Crosscountry Mortgage, LLC: 99% approved of 974One lender: 100% approved of 216One lender: 100% approved of 124One lender: 100% approved of 87One lender: 100% approved of 64One lender: 100% approved of 63One lender: 100% approved of 62

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Chester County

LenderApprovalApprovedTaken upTypical loanLoans made
1Crosscountry Mortgage, LLC99%967 / 974100%$405K963
2NVR Mortgage Finance, Inc.90%712 / 795100%$435K712
3United Wholesale Mortgage, LLCBroker only94%721 / 76399%$405K713
4Guaranteed Rate, Inc.99%711 / 71899%$425K706
5Prosperity Home Mortgage, LLC98%623 / 638100%$415K621

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 460 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Chester County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Chester County

Rocket Mortgage, LLCCmg Mortgage, Inc.Lennar Mortgage, LLCKeystone Funding, Inc.Citizens Bank, National AssociationPennymac Loan Services, LLCGuild Mortgage Company LLCWilmington Savings Fund Society, FSBMovement Mortgage, LLCTriad Financial Services, Inc.Bank of America, National AssociationTD Bank, National AssociationProvident Funding Associates, L.P.Toll Brothers Mortgage CompanyJPMorgan Chase Bank, National AssociationWells Fargo Bank, National AssociationCitadel Federal Credit UnionMortgage America, Inc.21St Mortgage CorporationFulton Bank, National AssociationNew American Funding, LLCPike Creek Mortgage Services, Inc.PNC Bank, National AssociationUnivest Bank and Trust Co.Nations Direct Mortgage, LLCMeridian BankPhiladelphia Mortgage Advisors, Inc.Guaranteed Rate Affinity, LLCUnion Home Mortgage Corp.Trumark Credit Union

Other lending data for Chester County

Home improvement loans in Chester CountyCash-out refinance in Chester CountyRefinance in Chester CountyInvestment property purchase in Chester CountyInvestment cash-out refinance in Chester CountyInvestment refinance in Chester CountyInvestment home improvement in Chester County

Nearby markets

All lending in Chester CountyCounty overviewMortgage lenders across PennsylvaniaStatewideBerks CountyNearby countyDelaware CountyNearby countyLancaster CountyNearby county