Pittsford Federal Credit Union mortgage approval rate & lending review
Pittsford Federal Credit Union decided 849 mortgage applications and funded 772 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Pittsford Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Pittsford Federal Credit Union at a glance
Approval is 25.4 points above the 69.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 104 / 109 | 92% | $205K | 96 |
| Home improvement loans | 97% | 295 / 304 | 97% | $55K | 286 |
| Cash-out refinance | 93% | 380 / 407 | 97% | $75K | 367 |
Pittsford Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 94% | $75K | 849 | 772 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Pittsford Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Monroe County, NY | Cash-out refinance | 94% | 360 | 326 |
| Monroe County, NY | Home improvement loans | 97% | 265 | 249 |
| Monroe County, NY | Mortgage lenders | 95% | 86 | 75 |
| Ontario County, NY | Cash-out refinance | 91% | 47 | 41 |
| Ontario County, NY | Home improvement loans | 97% | 39 | 37 |
| Ontario County, NY | Mortgage lenders | 96% | 23 | 21 |
The county markets where Pittsford Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Pittsford Federal Credit Union
What is Pittsford Federal Credit Union's mortgage approval rate?
Pittsford Federal Credit Union approved 94.5% of the 849 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 25.4 points above the 69.0% national rate for the same mix of loan types.
How often do borrowers take the loan Pittsford Federal Credit Union offers?
Borrowers accepted 96% of the loans Pittsford Federal Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Pittsford Federal Credit Union make?
The typical cash-out refinance loan Pittsford Federal Credit Union made was $75K; across all loan types its typical loan ran from $55K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Pittsford Federal Credit Union lend?
Pittsford Federal Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in New York.
Can I apply to Pittsford Federal Credit Union directly?
Yes. Pittsford Federal Credit Union is a bank or credit union with 2 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Pittsford Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Pittsford Federal Credit Union treats applications, then get a rate quote from the lender.