Mortgage lenders in Monroe County, New York
Fat Boy Data analyzed home purchase mortgage activity in Monroe County, New York, home to Rochester, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 19,925 applications were decided by 204 lenders between 2023 and 2025.
Monroe County at a glance
How Monroe County compares
What the data shows
Premium Mortgage Corporation made the most home purchase mortgages in Monroe County, NY, 5,040 of them.
That is 28% of every home purchase mortgage originated here, so this market is unusually concentrated in one lender.
Ukrainian Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 61.
Lenders approved 93.1% of home purchase mortgage applications in Monroe County, NY, 5.4 percentage points above the New York rate of 87.7%.
The typical home purchase mortgage here is $215K, 57% smaller than the New York typical of $495K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Mortgage lenders in Monroe County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Premium Mortgage Corporation | 98% | 5,063 / 5,157 | 100% | $225K | 5,040 |
| 2 | Genesee Regional Bank | 97% | 2,583 / 2,669 | 96% | $215K | 2,471 |
| 3 | ESL Federal Credit Union | 94% | 1,645 / 1,742 | 96% | $175K | 1,583 |
| 4 | Primelending, A Plainscapital Company | 96% | 1,156 / 1,199 | 96% | $205K | 1,114 |
| 5 | Home Town Funding, Inc. | 97% | 1,063 / 1,095 | 97% | $225K | 1,027 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 199 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home purchase mortgage lenders in Monroe County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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