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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Monroe County, New York

Fat Boy Data analyzed home purchase mortgage activity in Monroe County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 19,925 applications were decided by 204 lenders between 2023 and 2025.

Monroe County at a glance

204Active lenders52 with 20+ decisions
93.1%Market approval rate18,557 of 19,925 decided
$215KTypical loanmedian lender, $10K brackets
97%Borrower take-up18,065 loans funded

How Monroe County compares

Approval rate compared
Monroe County93.1%New York87.7%All 616 counties87.6%
Typical loan compared
Monroe County$215KNew York$495KAll 616 counties$335K

What the data shows

Premium Mortgage Corporation made the most home purchase mortgages in Monroe County, NY, 5,040 of them.

That is 28% of every home purchase mortgage originated here, so this market is unusually concentrated in one lender.

Ukrainian Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 61.

Lenders approved 93.1% of home purchase mortgage applications in Monroe County, NY, 5.4 percentage points above the New York rate of 87.7%.

The typical home purchase mortgage here is $215K, 57% smaller than the New York typical of $495K.

Approval rate of all 52 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 22% approved of 27First Credit Corporation of New York, Inc.: 29% approved of 2421St Mortgage Corporation: 30% approved of 40USAA Federal Savings Bank: 51% approved of 43Triad Financial Services, Inc.: 56% approved of 82Credit Human Federal Credit Union: 58% approved of 64Tammac Holdings Corporation: 62% approved of 86Citizens Bank, National Association: 71% approved of 238Plaza Home Mortgage, Inc.: 74% approved of 85KeyBank National Association: 74% approved of 345Wells Fargo Bank, National Association: 76% approved of 51Advantage Federal Credit Union: 77% approved of 125Navy Federal Credit Union: 78% approved of 88Bank of America, National Association: 79% approved of 217Rocket Mortgage, LLC: 81% approved of 344U.S. Bank National Association: 82% approved of 40Manufacturers and Traders Trust Company: 83% approved of 369Kinecta: 83% approved of 24THE SUMMIT Federal Credit Union: 84% approved of 199The Canandaigua National Bank and Trust Company: 85% approved of 80Mortgage Research Center, LLC: 86% approved of 119JPMorgan Chase Bank, National Association: 86% approved of 233Community Bank, National Association: 86% approved of 288United Wholesale Mortgage, LLC: 88% approved of 397TD Bank, National Association: 88% approved of 26Family First of Ny: 90% approved of 203Pennymac Loan Services, LLC: 90% approved of 41Newrez LLC: 92% approved of 49Evans Bank, National Association: 92% approved of 91NVR Mortgage Finance, Inc.: 93% approved of 148Northwest Bank: 93% approved of 27Credit Union Mortgage Association, Inc.: 93% approved of 43ESL Federal Credit Union: 94% approved of 1,742Five Star Bank: 95% approved of 244Movement Mortgage, LLC: 95% approved of 156Tompkins Bank & Trust: 95% approved of 79Hunt Mortgage Corporation: 95% approved of 171Pittsford Federal Credit Union: 95% approved of 86Homestead Funding Corp.: 96% approved of 1021St Priority Mortgage, Inc.: 96% approved of 648Primelending, A Plainscapital Company: 96% approved of 1,199Reliant Community Federal Credit Union: 96% approved of 112Genesee Regional Bank: 97% approved of 2,669Home Town Funding, Inc.: 97% approved of 1,095Cmg Mortgage, Inc.: 97% approved of 73Fairway Independent Mortgage Corporation: 98% approved of 548Premium Mortgage Corporation: 98% approved of 5,157Crosscountry Mortgage, LLC: 98% approved of 334The Lyons N.A.tional Bank: 98% approved of 248American Neighborhood Mortgage Acceptance Company LLC: 99% approved of 363Ukrainian Federal Credit Union: 100% approved of 61Metro City Bank: 100% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Monroe County

LenderApprovalApprovedTaken upTypical loanLoans made
1Premium Mortgage Corporation98%5,063 / 5,157100%$225K5,040
2Genesee Regional Bank97%2,583 / 2,66996%$215K2,471
3ESL Federal Credit Union94%1,645 / 1,74296%$175K1,583
4Primelending, A Plainscapital Company96%1,156 / 1,19996%$205K1,114
5Home Town Funding, Inc.97%1,063 / 1,09597%$225K1,027

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 199 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Monroe County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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