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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Ontario County, New York

Fat Boy Data analyzed home purchase mortgage activity in Ontario County, New York, home to Geneva, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,303 applications were decided by 127 lenders between 2023 and 2025.

Ontario County at a glance

127Active lenders27 with 20+ decisions
86.3%Market approval rate2,851 of 3,303 decided
$225KTypical loanmedian lender, $10K brackets
91%Borrower take-up2,598 loans funded

How Ontario County compares

Approval rate compared
Ontario County86.3%New York87.7%All 616 counties87.6%
Typical loan compared
Ontario County$225KNew York$495KAll 616 counties$335K

What the data shows

Premium Mortgage Corporation made the most home purchase mortgages in Ontario County, NY, 518 of them.

American Neighborhood Mortgage Acceptance Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical home purchase mortgage here is $225K, 55% smaller than the New York typical of $495K.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%One lender: 23% approved of 43One lender: 29% approved of 115One lender: 52% approved of 160One lender: 61% approved of 62Triad Financial Services, Inc.: 65% approved of 234One lender: 68% approved of 22One lender: 69% approved of 29One lender: 80% approved of 79One lender: 85% approved of 27One lender: 86% approved of 56One lender: 93% approved of 30One lender: 94% approved of 124One lender: 94% approved of 64One lender: 95% approved of 65One lender: 95% approved of 44One lender: 95% approved of 22One lender: 96% approved of 23One lender: 97% approved of 58One lender: 97% approved of 64One lender: 97% approved of 99One lender: 97% approved of 35The Lyons N.A.tional Bank: 97% approved of 262One lender: 98% approved of 153Genesee Regional Bank: 99% approved of 201Home Town Funding, Inc.: 99% approved of 257Premium Mortgage Corporation: 99% approved of 527One lender: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Ontario County

LenderApprovalApprovedTaken upTypical loanLoans made
1Premium Mortgage Corporation99%521 / 52799%$255K518
2The Lyons N.A.tional Bank97%255 / 262100%$215K254
3Home Town Funding, Inc.99%254 / 25796%$225K244
4Triad Financial Services, Inc.65%152 / 23431%$45K47
5Genesee Regional Bank99%198 / 20191%$255K181

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 122 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Ontario County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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