Polish & Slavic mortgage approval rate & lending review
Polish & Slavic decided 1,636 mortgage applications and funded 1,270 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Polish & Slavic reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Polish & Slavic at a glance
Approval is 1.3 points above the 78.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 537 / 614 | 98% | $225K | 526 |
| Home improvement loans | 70% | 259 / 370 | 96% | $105K | 249 |
| Cash-out refinance | 69% | 140 / 204 | 99% | $125K | 138 |
| Refinance | 64% | 47 / 74 | 96% | $225K | 45 |
| Investment property purchase | 87% | 264 / 305 | 98% | $205K | 258 |
| Investment cash-out refinance | 83% | 45 / 54 | 96% | $455K | 43 |
Polish & Slavic lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 79% | $215K | 797 | 616 |
| New Jersey | 83% | $235K | 354 | 285 |
| New York | 77% | $275K | 258 | 188 |
| Pennsylvania | 76% | $215K | 92 | 68 |
| Florida | 84% | $235K | 81 | 68 |
| Connecticut | 85% | $245K | 40 | 34 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Polish & Slavic lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cook County, IL | Investment property purchase | 82% | 128 | 104 |
| Cook County, IL | Home improvement loans | 68% | 87 | 58 |
| Bergen County, NJ | Home improvement loans | 94% | 33 | 31 |
| DuPage County, IL | Home improvement loans | 65% | 20 | 13 |
| Monroe County, PA | Home improvement loans | 40% | 20 | 8 |
The county markets where Polish & Slavic made the most loans. Each link opens that market with every lender ranked.
Questions about Polish & Slavic
What is Polish & Slavic's mortgage approval rate?
Polish & Slavic approved 79.7% of the 1,636 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.3 points above the 78.4% national rate for the same mix of loan types.
How often do borrowers take the loan Polish & Slavic offers?
Borrowers accepted 97% of the loans Polish & Slavic approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Polish & Slavic make?
The typical home purchase mortgage loan Polish & Slavic made was $225K; across all loan types its typical loan ran from $105K to $455K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Polish & Slavic lend?
Polish & Slavic decided applications in 7 of the states Fat Boy Data covers, most of them in Illinois, New Jersey and New York.
Can I apply to Polish & Slavic directly?
Yes. Polish & Slavic is a bank or credit union with 25 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Polish & Slavic's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Polish & Slavic treats applications, then get a rate quote from the lender.