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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Monroe County, Pennsylvania

Fat Boy Data analyzed home improvement loan activity in Monroe County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,227 applications were decided by 140 lenders between 2023 and 2025.

Monroe County at a glance

140Active lenders23 with 20+ decisions
55.4%Market approval rate1,233 of 2,227 decided
$65KTypical loanmedian lender, $10K brackets
91%Borrower take-up1,121 loans funded

How Monroe County compares

Approval rate compared
Monroe County55.4%Pennsylvania66.7%All 616 counties62.7%
Typical loan compared
Monroe County$65KPennsylvania$65KAll 616 counties$75K

What the data shows

PNC Bank, National Association made the most home improvement loans in Monroe County, PA, 146 of them.

Pennsylvania State Employees Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 81% of 67.

Lenders approved 55.4% of home improvement loan applications in Monroe County, PA, 11.3 percentage points below the Pennsylvania rate of 66.7%.

Only 1 lender here typically writes at or below $35K: First Northern Bank and Trust Company.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Spring Eq, LLC: 19% approved of 54Discover Bank: 26% approved of 109Bank of America, National Association: 26% approved of 102Manufacturers and Traders Trust Company: 33% approved of 61Polish & Slavic: 40% approved of 20Truist Bank: 41% approved of 32Pentagon Federal Credit Union: 45% approved of 58PNC Bank, National Association: 49% approved of 308People First Federal Credit Union: 50% approved of 20NBT Bank, National Association: 51% approved of 41Citizens Bank, National Association: 52% approved of 286Navy Federal Credit Union: 52% approved of 42TD Bank, National Association: 54% approved of 52Wayne Bank: 55% approved of 47Members 1St: 57% approved of 37Figure Lending LLC: 62% approved of 60Rocket Mortgage, LLC: 62% approved of 21First Northern Bank and Trust Company: 63% approved of 49Peoples Security Bank and Trust Company: 66% approved of 50First Commonwealth Federal Credit Union: 69% approved of 29ESSA Bank & Trust: 80% approved of 151Pennsylvania State Employees Credit Union: 81% approved of 67Coastal Community Bank: 99% approved of 89

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Monroe County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association49%150 / 30897%$65K146
2Citizens Bank, National Association52%148 / 28695%$105K140
3ESSA Bank & Trust80%121 / 15198%$55K119
4Discover Bank26%28 / 109100%$75K28
5Bank of America, National Association26%27 / 102100%$105K27

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 135 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Monroe County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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