Home improvement loan lenders in Monroe County, Pennsylvania
Fat Boy Data analyzed home improvement loan activity in Monroe County, Pennsylvania, home to East Stroudsburg, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,227 applications were decided by 140 lenders between 2023 and 2025.
Monroe County at a glance
How Monroe County compares
What the data shows
PNC Bank, National Association made the most home improvement loans in Monroe County, PA, 146 of them.
Pennsylvania State Employees Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 81% of 67.
Lenders approved 55.4% of home improvement loan applications in Monroe County, PA, 11.3 percentage points below the Pennsylvania rate of 66.7%.
Only 1 lender here typically writes at or below $35K: First Northern Bank and Trust Company.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Monroe County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | PNC Bank, National Association | 49% | 150 / 308 | 97% | $65K | 146 |
| 2 | Citizens Bank, National Association | 52% | 148 / 286 | 95% | $105K | 140 |
| 3 | ESSA Bank & Trust | 80% | 121 / 151 | 98% | $55K | 119 |
| 4 | Discover Bank | 26% | 28 / 109 | 100% | $75K | 28 |
| 5 | Bank of America, National Association | 26% | 27 / 102 | 100% | $105K | 27 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 135 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Monroe County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.