Popa Federal Credit Union mortgage approval rate & lending review
Popa Federal Credit Union decided 489 mortgage applications and funded 340 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Popa Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Popa Federal Credit Union at a glance
Approval is 13.2 points above the 63.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 76% | 360 / 472 | 91% | $105K | 328 |
Popa Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 76% | $105K | 489 | 340 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Popa Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Home improvement loans | 74% | 277 | 186 |
| San Bernardino County, CA | Home improvement loans | 74% | 87 | 56 |
| Riverside County, CA | Home improvement loans | 84% | 61 | 48 |
| Orange County, CA | Home improvement loans | 90% | 31 | 25 |
The county markets where Popa Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Popa Federal Credit Union
What is Popa Federal Credit Union's mortgage approval rate?
Popa Federal Credit Union approved 76.3% of the 489 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.2 points above the 63.1% national rate for the same mix of loan types.
How often do borrowers take the loan Popa Federal Credit Union offers?
Borrowers accepted 91% of the loans Popa Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Popa Federal Credit Union make?
The typical home improvement loan loan Popa Federal Credit Union made was $105K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Popa Federal Credit Union lend?
Popa Federal Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in California.
Can I apply to Popa Federal Credit Union directly?
Yes. Popa Federal Credit Union is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Popa Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Popa Federal Credit Union treats applications, then get a rate quote from the lender.