Primebank mortgage approval rate & lending review
Primebank decided 409 mortgage applications and funded 392 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Primebank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Primebank at a glance
Approval is 13.2 points above the 82.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 168 / 175 | 99% | $205K | 167 |
| Refinance | 92% | 35 / 38 | 100% | $145K | 35 |
| Investment property purchase | 99% | 130 / 131 | 100% | $115K | 130 |
Primebank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 96% | $145K | 405 | 388 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Primebank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Woodbury County, IA | Mortgage lenders | 96% | 172 | 164 |
| Woodbury County, IA | Investment property purchase | 99% | 128 | 127 |
| Woodbury County, IA | Refinance | 92% | 38 | 35 |
| Woodbury County, IA | Home improvement loans | 86% | 21 | 18 |
The county markets where Primebank made the most loans. Each link opens that market with every lender ranked.
Questions about Primebank
What is Primebank's mortgage approval rate?
Primebank approved 96.1% of the 409 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.2 points above the 82.9% national rate for the same mix of loan types.
How often do borrowers take the loan Primebank offers?
Borrowers accepted 100% of the loans Primebank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Primebank make?
The typical home purchase mortgage loan Primebank made was $205K; across all loan types its typical loan ran from $115K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Primebank lend?
Primebank decided applications in 3 of the states Fat Boy Data covers, most of them in Iowa, Nebraska and South Dakota.
Can I apply to Primebank directly?
Yes. Primebank is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Primebank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Primebank treats applications, then get a rate quote from the lender.