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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Woodbury County, Iowa

Fat Boy Data analyzed home improvement loan activity in Woodbury County, Iowa, home to Sioux City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 480 applications were decided by 45 lenders between 2023 and 2025.

Woodbury County at a glance

45Active lenders7 with 20+ decisions
76.5%Market approval rate367 of 480 decided
$35KTypical loanmedian lender, $10K brackets
95%Borrower take-up348 loans funded

How Woodbury County compares

Approval rate compared
Woodbury County76.5%Iowa81.4%All 616 counties62.7%
Typical loan compared
Woodbury County$35KIowa$55KAll 616 counties$75K

What the data shows

The Security National Bank of Sioux City, Iowa made the most home improvement loans in Woodbury County, IA, 68 of them.

Siouxland Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 98% of 40.

The typical home improvement loan here is $35K, 36% smaller than the Iowa typical of $55K.

Only 3 lenders here typically write at or below $35K: The Security National Bank of Sioux City, Iowa, Northwest Bank, Siouxland Federal Credit Union.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%One lender: 68% approved of 40U.S. Bank National Association: 69% approved of 51The Security National Bank of Sioux City, Iowa: 79% approved of 86Northwest Bank: 84% approved of 56One lender: 86% approved of 21Central Bank: 88% approved of 49Siouxland Federal Credit Union: 98% approved of 40

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Woodbury County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Security National Bank of Sioux City, Iowa79%68 / 86100%$35K68
2Northwest Bank84%47 / 56100%$35K47
3U.S. Bank National Association69%35 / 5191%$55K32
4Central Bank88%43 / 49100%$45K43
5Siouxland Federal Credit Union98%39 / 40100%$35K39

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 40 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Woodbury County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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