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refinance lenders · HMDA 2023–2025

Refinance lenders in Woodbury County, Iowa

Fat Boy Data analyzed mortgage refinance activity in Woodbury County, Iowa, home to Sioux City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 871 applications were decided by 84 lenders between 2023 and 2025.

Woodbury County at a glance

84Active lenders10 with 20+ decisions
74.7%Market approval rate651 of 871 decided
$65KTypical loanmedian lender, $10K brackets
97%Borrower take-up632 loans funded

How Woodbury County compares

Approval rate compared
Woodbury County74.7%Iowa85.1%All 616 counties76.5%
Typical loan compared
Woodbury County$65KIowa$105KAll 616 counties$295K

What the data shows

Siouxland Federal Credit Union made the most mortgage refinances in Woodbury County, IA, 176 of them.

That is 28% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Primebank approved the highest share of applications among lenders with at least 20 decisions here, 92% of 38.

Lenders approved 74.7% of mortgage refinance applications in Woodbury County, IA, 10.4 percentage points below the Iowa rate of 85.1%.

The typical mortgage refinance here is $65K, 38% smaller than the Iowa typical of $105K.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Siouxland Federal Credit Union: 70% approved of 253Rocket Mortgage, LLC: 71% approved of 38One lender: 75% approved of 24The Security National Bank of Sioux City, Iowa: 76% approved of 99Northwest Bank: 80% approved of 50One lender: 80% approved of 25One lender: 80% approved of 20One lender: 81% approved of 26One lender: 87% approved of 31Primebank: 92% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Woodbury County

LenderApprovalApprovedTaken upTypical loanLoans made
1Siouxland Federal Credit Union70%178 / 25399%$55K176
2The Security National Bank of Sioux City, Iowa76%75 / 9999%$65K74
3Northwest Bank80%40 / 50100%$115K40
4Primebank92%35 / 38100%$145K35
5Rocket Mortgage, LLC71%27 / 3896%$155K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 79 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Woodbury County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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