Primis Mortgage Company mortgage approval rate & lending review
Primis Mortgage Company decided 5,062 mortgage applications and funded 4,872 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Primis Mortgage Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to mortgage.primisbank.com.
Primis Mortgage Company at a glance
Approval is 10.1 points above the 86.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 4,142 / 4,261 | 100% | $345K | 4,133 |
| Cash-out refinance | 76% | 48 / 63 | 100% | $265K | 48 |
| Refinance | 91% | 311 / 340 | 100% | $355K | 310 |
| Investment property purchase | 98% | 310 / 317 | 100% | $285K | 309 |
| Investment refinance | 97% | 60 / 62 | 100% | $265K | 60 |
Primis Mortgage Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 97% | $305K | 1,762 | 1,713 |
| Tennessee | 97% | $365K | 1,495 | 1,444 |
| Texas | 96% | $305K | 730 | 696 |
| South Carolina | 97% | $305K | 260 | 251 |
| Florida | 92% | $305K | 173 | 160 |
| Virginia | 94% | $355K | 151 | 142 |
| Washington | 97% | $465K | 126 | 121 |
| Alabama | 96% | $325K | 49 | 47 |
| Minnesota | 100% | $495K | 43 | 43 |
| Maryland | 92% | $415K | 38 | 35 |
| Georgia | 100% | $345K | 36 | 36 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Primis Mortgage Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Rutherford County, TN | Mortgage lenders | 98% | 651 | 637 |
| Mecklenburg County, NC | Mortgage lenders | 98% | 372 | 365 |
| Davidson County, TN | Mortgage lenders | 99% | 254 | 251 |
| Union County, NC | Mortgage lenders | 100% | 111 | 111 |
| Brunswick County, NC | Mortgage lenders | 96% | 103 | 99 |
| Wilson County, TN | Mortgage lenders | 97% | 90 | 86 |
| New Hanover County, NC | Mortgage lenders | 99% | 85 | 84 |
| Williamson County, TN | Mortgage lenders | 100% | 81 | 81 |
| Cabarrus County, NC | Mortgage lenders | 96% | 82 | 79 |
| Gaston County, NC | Mortgage lenders | 99% | 79 | 78 |
| Onslow County, NC | Mortgage lenders | 97% | 78 | 76 |
| Cumberland County, NC | Mortgage lenders | 97% | 71 | 69 |
The county markets where Primis Mortgage Company made the most loans. Each link opens that market with every lender ranked.
Questions about Primis Mortgage Company
What is Primis Mortgage Company's mortgage approval rate?
Primis Mortgage Company approved 96.5% of the 5,062 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.1 points above the 86.4% national rate for the same mix of loan types.
How often do borrowers take the loan Primis Mortgage Company offers?
Borrowers accepted 100% of the loans Primis Mortgage Company approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Primis Mortgage Company make?
The typical home purchase mortgage loan Primis Mortgage Company made was $345K; across all loan types its typical loan ran from $265K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Primis Mortgage Company lend?
Primis Mortgage Company decided applications in 41 of the states Fat Boy Data covers, most of them in North Carolina, Tennessee and Texas.
Can I apply to Primis Mortgage Company directly?
Yes. Primis Mortgage Company reports as a direct lender that takes applications from borrowers. Its website is mortgage.primisbank.com.
Does this page show Primis Mortgage Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Primis Mortgage Company treats applications, then get a rate quote from the lender.