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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Cumberland County, North Carolina

Fat Boy Data analyzed home purchase mortgage activity in Cumberland County, North Carolina, home to Fayetteville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 14,949 applications were decided by 372 lenders between 2023 and 2025.

Cumberland County at a glance

372Active lenders86 with 20+ decisions
86.4%Market approval rate12,920 of 14,949 decided
$245KTypical loanmedian lender, $10K brackets
96%Borrower take-up12,428 loans funded

How Cumberland County compares

Approval rate compared
Cumberland County86.4%North Carolina87.6%All 616 counties87.6%
Typical loan compared
Cumberland County$245KNorth Carolina$325KAll 616 counties$335K

What the data shows

Mortgage Research Center, LLC made the most home purchase mortgages in Cumberland County, NC, 1,941 of them.

Southern Trust Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 296.

The typical home purchase mortgage here is $245K, 25% smaller than the North Carolina typical of $325K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 13% approved of 701One lender: 19% approved of 238One lender: 29% approved of 105One lender: 67% approved of 90One lender: 71% approved of 66One lender: 76% approved of 266One lender: 79% approved of 42One lender: 79% approved of 119One lender: 79% approved of 72One lender: 81% approved of 329One lender: 83% approved of 142One lender: 83% approved of 48One lender: 86% approved of 400One lender: 86% approved of 111One lender: 88% approved of 57One lender: 88% approved of 75Navy Federal Credit Union: 89% approved of 688One lender: 89% approved of 94One lender: 90% approved of 88One lender: 90% approved of 100United Wholesale Mortgage, LLC: 90% approved of 720One lender: 90% approved of 220One lender: 91% approved of 44One lender: 91% approved of 352One lender: 92% approved of 128One lender: 92% approved of 78One lender: 92% approved of 39Mortgage Research Center, LLC: 93% approved of 2,125One lender: 93% approved of 478One lender: 94% approved of 48One lender: 95% approved of 203One lender: 95% approved of 74One lender: 95% approved of 39One lender: 95% approved of 179One lender: 95% approved of 41One lender: 95% approved of 62One lender: 95% approved of 44One lender: 95% approved of 155One lender: 96% approved of 46One lender: 96% approved of 162One lender: 96% approved of 47One lender: 96% approved of 47One lender: 96% approved of 118One lender: 97% approved of 183One lender: 97% approved of 71One lender: 98% approved of 42One lender: 98% approved of 417One lender: 98% approved of 469One lender: 98% approved of 50Movement Mortgage, LLC: 98% approved of 812One lender: 98% approved of 191One lender: 99% approved of 303One lender: 99% approved of 77One lender: 99% approved of 170One lender: 99% approved of 88One lender: 99% approved of 456One lender: 100% approved of 296One lender: 100% approved of 71One lender: 100% approved of 45One lender: 100% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Cumberland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Mortgage Research Center, LLC93%1,976 / 2,12598%$245K1,941
2Movement Mortgage, LLC98%797 / 81288%$235K700
3United Wholesale Mortgage, LLCBroker only90%649 / 72098%$255K639
4Vanderbilt Mortgage and Finance, Inc.13%92 / 70182%$115K75
5Navy Federal Credit Union89%609 / 68898%$255K598

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 367 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Cumberland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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