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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Cumberland County, North Carolina

Fat Boy Data analyzed home purchase mortgage activity in Cumberland County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 14,949 applications were decided by 372 lenders between 2023 and 2025.

Cumberland County at a glance

372Active lenders86 with 20+ decisions
86.4%Market approval rate12,920 of 14,949 decided
$245KTypical loanmedian lender, $10K brackets
96%Borrower take-up12,428 loans funded

How Cumberland County compares

Approval rate compared
Cumberland County86.4%North Carolina87.6%All 616 counties87.6%
Typical loan compared
Cumberland County$245KNorth Carolina$325KAll 616 counties$335K

What the data shows

Mortgage Research Center, LLC made the most home purchase mortgages in Cumberland County, NC, 1,941 of them.

Southern Trust Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 296.

The typical home purchase mortgage here is $245K, 25% smaller than the North Carolina typical of $325K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 13% approved of 70121St Mortgage Corporation: 19% approved of 238Triad Financial Services, Inc.: 29% approved of 105Pentagon Federal Credit Union: 67% approved of 90Bank of America, National Association: 71% approved of 66USAA Federal Savings Bank: 76% approved of 266PNC Bank, National Association: 79% approved of 42First-Citizens Bank & Trust Company: 79% approved of 119Wells Fargo Bank, National Association: 79% approved of 72State Employees': 81% approved of 329Truist Bank: 83% approved of 142Sierra Pacific Mortgage Company, Inc.: 83% approved of 48Rocket Mortgage, LLC: 86% approved of 400GoPrime Mortgage, Inc.: 86% approved of 111Acopia, LLC: 88% approved of 57Newrez LLC: 88% approved of 75Navy Federal Credit Union: 89% approved of 688Plaza Home Mortgage, Inc.: 89% approved of 94Pennymac Loan Services, LLC: 90% approved of 88Dhi Mortgage Company, Ltd.: 90% approved of 100United Wholesale Mortgage, LLC: 90% approved of 720Fairway Independent Mortgage Corporation: 90% approved of 220Zillow Home Loans, LLC: 91% approved of 44Freedom Mortgage Corporation: 91% approved of 352Mutual of Omaha Mortgage, Inc.: 92% approved of 128JPMorgan Chase Bank, National Association: 92% approved of 78Equity Prime Mortgage LLC: 92% approved of 39Mortgage Research Center, LLC: 93% approved of 2,125Guaranteed Rate, Inc.: 93% approved of 478Cardinal Financial Company, Limited Partnership: 94% approved of 48Guild Mortgage Company LLC: 95% approved of 203Integrity Home Mortgage Corporation: 95% approved of 74Armed Forces Bank, National Association: 95% approved of 39Alcova Mortgage LLC: 95% approved of 179Primelending, A Plainscapital Company: 95% approved of 41Loandepot.Com, LLC: 95% approved of 62Securitynational Mortgage Company: 95% approved of 44New American Funding, LLC: 95% approved of 155LoanUnited.com, LLC: 96% approved of 46Cmg Mortgage, Inc.: 96% approved of 162Credit Union Mortgage Association, Inc.: 96% approved of 47First Horizon Bank: 96% approved of 47Homespire Mortgage Corporation: 96% approved of 118Mortgage Solutions of Colorado, LLC: 97% approved of 183Primis Mortgage Company: 97% approved of 71American Neighborhood Mortgage Acceptance Company LLC: 98% approved of 42Crosscountry Mortgage, LLC: 98% approved of 417Union Home Mortgage Corp.: 98% approved of 469Academy Mortgage Corporation: 98% approved of 50Movement Mortgage, LLC: 98% approved of 812Atlantic Bay Mortgage Group, L.L.C.: 98% approved of 191American Security Mortgage Corp.: 99% approved of 303Encompass Lending Group, Lp: 99% approved of 77Jet Homeloans, Lp: 99% approved of 170Nfm, Inc.: 99% approved of 88Cornerstone Capital Bank, Ssb: 99% approved of 456Southern Trust Mortgage, LLC: 100% approved of 296Highlands Residential Mortgage, Ltd.: 100% approved of 71Intercoastal Mortgage, LLC: 100% approved of 45Vision Lending Services, LLC: 100% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Cumberland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Mortgage Research Center, LLC93%1,976 / 2,12598%$245K1,941
2Movement Mortgage, LLC98%797 / 81288%$235K700
3United Wholesale Mortgage, LLCBroker only90%649 / 72098%$255K639
4Vanderbilt Mortgage and Finance, Inc.13%92 / 70182%$115K75
5Navy Federal Credit Union89%609 / 68898%$255K598

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 367 more lenders.

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