Princeton Mortgage Corporation mortgage approval rate & lending review
Princeton Mortgage Corporation decided 2,959 mortgage applications and funded 2,375 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Princeton Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to princetonmortgage.com.
Princeton Mortgage Corporation at a glance
Approval is 5.9 points above the 85.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 2,258 / 2,451 | 89% | $305K | 2,000 |
| Home improvement loans | 92% | 24 / 26 | 100% | $235K | 24 |
| Cash-out refinance | 87% | 123 / 141 | 76% | $285K | 93 |
| Refinance | 92% | 131 / 142 | 84% | $375K | 110 |
| Investment property purchase | 88% | 127 / 144 | 87% | $245K | 111 |
| Investment cash-out refinance | 85% | 34 / 40 | 82% | $155K | 28 |
Princeton Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 94% | $265K | 816 | 682 |
| South Carolina | 95% | $325K | 437 | 359 |
| New Jersey | 83% | $305K | 347 | 252 |
| Alabama | 86% | $245K | 298 | 217 |
| Georgia | 95% | $385K | 281 | 239 |
| Tennessee | 94% | $325K | 191 | 156 |
| Florida | 91% | $365K | 109 | 78 |
| North Carolina | 94% | $415K | 63 | 57 |
| Texas | 89% | $275K | 61 | 47 |
| Colorado | 91% | $395K | 47 | 39 |
| Virginia | 98% | $375K | 46 | 42 |
| Illinois | 95% | $235K | 44 | 40 |
| Ohio | 93% | $195K | 29 | 24 |
| California | 92% | $325K | 26 | 21 |
| Delaware | 100% | $315K | 26 | 23 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Princeton Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Delaware County, PA | Mortgage lenders | 96% | 223 | 198 |
| Charleston County, SC | Mortgage lenders | 98% | 125 | 106 |
| Philadelphia County, PA | Mortgage lenders | 91% | 131 | 97 |
| Bucks County, PA | Mortgage lenders | 93% | 107 | 90 |
| Mercer County, NJ | Mortgage lenders | 80% | 82 | 56 |
| Shelby County, AL | Mortgage lenders | 88% | 51 | 39 |
| Dorchester County, SC | Mortgage lenders | 90% | 41 | 30 |
| Warren County, NJ | Mortgage lenders | 75% | 32 | 24 |
The county markets where Princeton Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Princeton Mortgage Corporation
What is Princeton Mortgage Corporation's mortgage approval rate?
Princeton Mortgage Corporation approved 91.6% of the 2,959 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.9 points above the 85.6% national rate for the same mix of loan types.
How often do borrowers take the loan Princeton Mortgage Corporation offers?
Borrowers accepted 88% of the loans Princeton Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Princeton Mortgage Corporation make?
The typical home purchase mortgage loan Princeton Mortgage Corporation made was $305K; across all loan types its typical loan ran from $155K to $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Princeton Mortgage Corporation lend?
Princeton Mortgage Corporation decided applications in 34 of the states Fat Boy Data covers, most of them in Pennsylvania, South Carolina and New Jersey.
Can I apply to Princeton Mortgage Corporation directly?
Yes. Princeton Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is princetonmortgage.com.
Does this page show Princeton Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Princeton Mortgage Corporation treats applications, then get a rate quote from the lender.