Priority Bank mortgage approval rate & lending review
Priority Bank decided 918 mortgage applications and funded 903 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Priority Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Priority Bank at a glance
Approval is 13.1 points above the 86.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 758 / 761 | 99% | $255K | 747 |
| Refinance | 100% | 40 / 40 | 100% | $295K | 40 |
| Investment property purchase | 100% | 92 / 92 | 99% | $235K | 91 |
Priority Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arkansas | 100% | $255K | 911 | 896 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Priority Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Benton County, AR | Mortgage lenders | 100% | 425 | 416 |
| Washington County, AR | Mortgage lenders | 100% | 323 | 319 |
| Washington County, AR | Investment property purchase | 100% | 50 | 49 |
| Benton County, AR | Investment property purchase | 100% | 40 | 40 |
| Washington County, AR | Refinance | 100% | 29 | 29 |
The county markets where Priority Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Priority Bank
What is Priority Bank's mortgage approval rate?
Priority Bank approved 99.7% of the 918 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.1 points above the 86.6% national rate for the same mix of loan types.
How often do borrowers take the loan Priority Bank offers?
Borrowers accepted 99% of the loans Priority Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Priority Bank make?
The typical home purchase mortgage loan Priority Bank made was $255K; across all loan types its typical loan ran from $235K to $295K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Priority Bank lend?
Priority Bank decided applications in 6 of the states Fat Boy Data covers, most of them in Arkansas, Georgia and Texas.
Can I apply to Priority Bank directly?
Yes. Priority Bank is a bank or credit union with 3 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Priority Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Priority Bank treats applications, then get a rate quote from the lender.