Quad City Bank And Trust Company mortgage approval rate & lending review
Quad City Bank And Trust Company decided 478 mortgage applications and funded 451 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Quad City Bank And Trust Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Quad City Bank And Trust Company at a glance
Approval is 14.3 points above the 81.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 218 / 221 | 99% | $305K | 215 |
| Home improvement loans | 80% | 49 / 61 | 100% | $105K | 49 |
| Refinance | 99% | 68 / 69 | 100% | $155K | 68 |
| Investment property purchase | 99% | 86 / 87 | 99% | $105K | 85 |
Quad City Bank And Trust Company lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Quad City Bank And Trust Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Scott County, IA | Mortgage lenders | 99% | 145 | 140 |
| Scott County, IA | Refinance | 98% | 53 | 52 |
| Rock Island County, IL | Mortgage lenders | 98% | 47 | 46 |
| Scott County, IA | Investment property purchase | 98% | 47 | 45 |
| Scott County, IA | Home improvement loans | 83% | 41 | 34 |
The county markets where Quad City Bank And Trust Company made the most loans. Each link opens that market with every lender ranked.
Questions about Quad City Bank And Trust Company
What is Quad City Bank And Trust Company's mortgage approval rate?
Quad City Bank And Trust Company approved 95.4% of the 478 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.3 points above the 81.1% national rate for the same mix of loan types.
How often do borrowers take the loan Quad City Bank And Trust Company offers?
Borrowers accepted 99% of the loans Quad City Bank And Trust Company approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Quad City Bank And Trust Company make?
The typical home purchase mortgage loan Quad City Bank And Trust Company made was $305K; across all loan types its typical loan ran from $105K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Quad City Bank And Trust Company lend?
Quad City Bank And Trust Company decided applications in 23 of the states Fat Boy Data covers, most of them in Iowa, Illinois and Florida.
Can I apply to Quad City Bank And Trust Company directly?
Yes. Quad City Bank And Trust Company is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Quad City Bank And Trust Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Quad City Bank And Trust Company treats applications, then get a rate quote from the lender.