Residential Acceptance Corporation mortgage approval rate & lending review
Residential Acceptance Corporation decided 509 mortgage applications and funded 491 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Residential Acceptance Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Residential Acceptance Corporation at a glance
Approval is 9.3 points above the 87.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 472 / 488 | 100% | $325K | 472 |
Residential Acceptance Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 98% | $375K | 280 | 274 |
| Louisiana | 98% | $215K | 116 | 114 |
| Georgia | 94% | $375K | 36 | 34 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Residential Acceptance Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| East Baton Rouge Parish, LA | Mortgage lenders | 98% | 64 | 63 |
| Livingston Parish, LA | Mortgage lenders | 97% | 31 | 30 |
The county markets where Residential Acceptance Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Residential Acceptance Corporation
What is Residential Acceptance Corporation's mortgage approval rate?
Residential Acceptance Corporation approved 96.5% of the 509 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.3 points above the 87.2% national rate for the same mix of loan types.
How often do borrowers take the loan Residential Acceptance Corporation offers?
Borrowers accepted 100% of the loans Residential Acceptance Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Residential Acceptance Corporation make?
The typical home purchase mortgage loan Residential Acceptance Corporation made was $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Residential Acceptance Corporation lend?
Residential Acceptance Corporation decided applications in 14 of the states Fat Boy Data covers, most of them in Florida, Louisiana and Georgia.
Can I apply to Residential Acceptance Corporation directly?
Yes. Residential Acceptance Corporation reports as a direct lender that takes applications from borrowers.
Does this page show Residential Acceptance Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Residential Acceptance Corporation treats applications, then get a rate quote from the lender.