Lender profile · HMDA 2023–2025
Residential Acceptance Corporation mortgage approval rates & lending data
Residential Acceptance Corporation decided 509 mortgage applications and funded 491 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 472 / 488 | 100% | $325K | 472 |
Residential Acceptance Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 98% | $375K | 280 | 274 |
| Louisiana | 98% | $215K | 116 | 114 |
| Georgia | 94% | $375K | 36 | 34 |
| Alabama | 81% | $185K | 16 | 13 |
| North Carolina | 100% | $205K | 16 | 16 |
| Michigan | 92% | $225K | 12 | 11 |
| Texas | 90% | $225K | 10 | 9 |
| Mississippi | 86% | $215K | 7 | 6 |
| Pennsylvania | 50% | $75K | 4 | 2 |
| South Carolina | 100% | $215K | 4 | 4 |
| Arkansas | 100% | $135K | 3 | 3 |
| Tennessee | 100% | $295K | 3 | 3 |
| Colorado | 100% | $455K | 1 | 1 |
| Illinois | 100% | $165K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.