Resource Financial Services, Inc. mortgage approval rate & lending review
Resource Financial Services, Inc. decided 2,111 mortgage applications and funded 2,036 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Resource Financial Services, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to resourcefinancialservices.com.
Resource Financial Services, Inc. at a glance
Approval is 9.9 points above the 86.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 1,781 / 1,834 | 100% | $245K | 1,781 |
| Cash-out refinance | 100% | 49 / 49 | 100% | $285K | 49 |
| Refinance | 88% | 92 / 104 | 100% | $335K | 92 |
| Investment property purchase | 93% | 97 / 104 | 100% | $145K | 97 |
Resource Financial Services, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 96% | $245K | 1,678 | 1,614 |
| North Carolina | 98% | $345K | 255 | 250 |
| Florida | 96% | $305K | 147 | 141 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Resource Financial Services, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Richland County, SC | Mortgage lenders | 97% | 541 | 527 |
| Lexington County, SC | Mortgage lenders | 98% | 394 | 385 |
| Sumter County, SC | Mortgage lenders | 97% | 244 | 236 |
| Florence County, SC | Mortgage lenders | 96% | 56 | 54 |
| New Hanover County, NC | Mortgage lenders | 96% | 26 | 25 |
| Richland County, SC | Investment property purchase | 96% | 23 | 22 |
The county markets where Resource Financial Services, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Resource Financial Services, Inc.
What is Resource Financial Services, Inc.'s mortgage approval rate?
Resource Financial Services, Inc. approved 96.4% of the 2,111 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.9 points above the 86.5% national rate for the same mix of loan types.
How often do borrowers take the loan Resource Financial Services, Inc. offers?
Borrowers accepted 100% of the loans Resource Financial Services, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Resource Financial Services, Inc. make?
The typical home purchase mortgage loan Resource Financial Services, Inc. made was $245K; across all loan types its typical loan ran from $145K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Resource Financial Services, Inc. lend?
Resource Financial Services, Inc. decided applications in 9 of the states Fat Boy Data covers, most of them in South Carolina, North Carolina and Florida.
Can I apply to Resource Financial Services, Inc. directly?
Yes. Resource Financial Services, Inc. reports as a direct lender that takes applications from borrowers. Its website is resourcefinancialservices.com.
Does this page show Resource Financial Services, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Resource Financial Services, Inc. treats applications, then get a rate quote from the lender.