Riverfront Federal Credit Union mortgage approval rate & lending review
Riverfront Federal Credit Union decided 719 mortgage applications and funded 584 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Riverfront Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Riverfront Federal Credit Union at a glance
Approval is 11.0 points above the 70.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 66 / 75 | 100% | $175K | 66 |
| Home improvement loans | 77% | 278 / 363 | 99% | $55K | 276 |
| Cash-out refinance | 91% | 30 / 33 | 100% | $65K | 30 |
| Refinance | 84% | 192 / 228 | 100% | $95K | 192 |
Riverfront Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 81% | $65K | 692 | 560 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Riverfront Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Berks County, PA | Home improvement loans | 74% | 304 | 225 |
| Berks County, PA | Refinance | 86% | 189 | 163 |
| Berks County, PA | Mortgage lenders | 85% | 60 | 51 |
| Berks County, PA | Cash-out refinance | 93% | 27 | 25 |
The county markets where Riverfront Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Riverfront Federal Credit Union
What is Riverfront Federal Credit Union's mortgage approval rate?
Riverfront Federal Credit Union approved 81.5% of the 719 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.0 points above the 70.5% national rate for the same mix of loan types.
How often do borrowers take the loan Riverfront Federal Credit Union offers?
Borrowers accepted 100% of the loans Riverfront Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Riverfront Federal Credit Union make?
The typical home improvement loan loan Riverfront Federal Credit Union made was $55K; across all loan types its typical loan ran from $55K to $175K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Riverfront Federal Credit Union lend?
Riverfront Federal Credit Union decided applications in 5 of the states Fat Boy Data covers, most of them in Pennsylvania, Delaware and New Jersey.
Can I apply to Riverfront Federal Credit Union directly?
Yes. Riverfront Federal Credit Union is a bank or credit union with 2 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Riverfront Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Riverfront Federal Credit Union treats applications, then get a rate quote from the lender.