refinance lenders · HMDA 2023–2025

Refinance lenders in Berks County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Berks County, Pennsylvania, home to Reading, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,540 applications were decided by 215 lenders between 2023 and 2025.

Berks County at a glance

215Active lenders35 with 20+ decisions
76.5%Market approval rate3,475 of 4,540 decided
$115KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,313 loans funded

How Berks County compares

Approval rate compared
Berks County76.5%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Berks County$115KPennsylvania$115KAll 616 counties$295K

What the data shows

Diamond Credit Union made the most mortgage refinances in Berks County, PA, 452 of them.

Lendage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%One lender: 34% approved of 104One lender: 36% approved of 28One lender: 56% approved of 185One lender: 57% approved of 21One lender: 58% approved of 24Truist Bank: 60% approved of 311One lender: 62% approved of 32One lender: 67% approved of 39Members 1St: 67% approved of 252One lender: 69% approved of 52One lender: 74% approved of 39Citizens Bank, National Association: 74% approved of 427One lender: 75% approved of 142One lender: 77% approved of 167One lender: 78% approved of 139One lender: 79% approved of 61One lender: 80% approved of 177One lender: 81% approved of 21Diamond Credit Union: 83% approved of 591One lender: 85% approved of 60One lender: 86% approved of 69One lender: 86% approved of 42One lender: 86% approved of 189One lender: 86% approved of 37One lender: 87% approved of 23One lender: 87% approved of 54One lender: 88% approved of 24One lender: 88% approved of 24Manufacturers and Traders Trust Company: 88% approved of 258One lender: 91% approved of 22One lender: 94% approved of 32One lender: 96% approved of 23One lender: 97% approved of 76One lender: 97% approved of 38One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Berks County

LenderApprovalApprovedTaken upTypical loanLoans made
1Diamond Credit Union83%492 / 59192%$85K452
2Citizens Bank, National Association74%318 / 42797%$125K310
3Truist Bank60%187 / 31196%$105K179
4Manufacturers and Traders Trust Company88%226 / 25898%$105K222
5Members 1St67%169 / 25298%$105K165

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 210 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Berks County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Berks County

Other lending data for Berks County

Nearby markets