Rosedale Bank mortgage approval rate & lending review
Rosedale Bank decided 261 mortgage applications and funded 241 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Rosedale Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Rosedale Bank at a glance
Approval is 7.0 points above the 86.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 193 / 205 | 99% | $365K | 191 |
| Investment property purchase | 96% | 26 / 27 | 100% | $205K | 26 |
Rosedale Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 93% | $365K | 256 | 237 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Rosedale Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Anne Arundel County, MD | Mortgage lenders | 100% | 80 | 78 |
| Harford County, MD | Mortgage lenders | 89% | 46 | 41 |
The county markets where Rosedale Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Rosedale Bank
What is Rosedale Bank's mortgage approval rate?
Rosedale Bank approved 93.1% of the 261 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.0 points above the 86.1% national rate for the same mix of loan types.
How often do borrowers take the loan Rosedale Bank offers?
Borrowers accepted 99% of the loans Rosedale Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Rosedale Bank make?
The typical home purchase mortgage loan Rosedale Bank made was $365K; across all loan types its typical loan ran from $205K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Rosedale Bank lend?
Rosedale Bank decided applications in 4 of the states Fat Boy Data covers, most of them in Maryland, Delaware and New York.
Can I apply to Rosedale Bank directly?
Yes. Rosedale Bank is a bank or credit union with 14 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Rosedale Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Rosedale Bank treats applications, then get a rate quote from the lender.