Ross Mortgage Company, Inc. mortgage approval rate & lending review
Ross Mortgage Company, Inc. decided 339 mortgage applications and funded 319 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Ross Mortgage Company, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to rossmortgage.com.
Ross Mortgage Company, Inc. at a glance
Approval is 10.3 points above the 84.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 219 / 232 | 100% | $345K | 218 |
| Cash-out refinance | 88% | 23 / 26 | 100% | $225K | 23 |
| Refinance | 100% | 33 / 33 | 100% | $405K | 33 |
| Investment property purchase | 97% | 30 / 31 | 100% | $325K | 30 |
Ross Mortgage Company, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 95% | $345K | 304 | 287 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Ross Mortgage Company, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Worcester County, MA | Mortgage lenders | 97% | 137 | 133 |
The county markets where Ross Mortgage Company, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Ross Mortgage Company, Inc.
What is Ross Mortgage Company, Inc.'s mortgage approval rate?
Ross Mortgage Company, Inc. approved 94.4% of the 339 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.3 points above the 84.1% national rate for the same mix of loan types.
How often do borrowers take the loan Ross Mortgage Company, Inc. offers?
Borrowers accepted 100% of the loans Ross Mortgage Company, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Ross Mortgage Company, Inc. make?
The typical home purchase mortgage loan Ross Mortgage Company, Inc. made was $345K; across all loan types its typical loan ran from $225K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Ross Mortgage Company, Inc. lend?
Ross Mortgage Company, Inc. decided applications in 8 of the states Fat Boy Data covers, most of them in Massachusetts, New Hampshire and Connecticut.
Can I apply to Ross Mortgage Company, Inc. directly?
Yes. Ross Mortgage Company, Inc. reports as a direct lender that takes applications from borrowers. Its website is rossmortgage.com.
Does this page show Ross Mortgage Company, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Ross Mortgage Company, Inc. treats applications, then get a rate quote from the lender.