Roundpoint Mortgage Servicing LLC mortgage approval rate & lending review
Roundpoint Mortgage Servicing LLC decided 1,085 mortgage applications and funded 821 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Roundpoint Mortgage Servicing LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to roundpointmortgage.com.
Roundpoint Mortgage Servicing LLC at a glance
Approval is 0.4 points above the 76.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 229 / 265 | 99% | $275K | 226 |
| Cash-out refinance | 74% | 315 / 425 | 99% | $255K | 312 |
| Refinance | 72% | 197 / 273 | 98% | $415K | 193 |
| Investment property purchase | 81% | 30 / 37 | 100% | $245K | 30 |
| Investment cash-out refinance | 61% | 34 / 56 | 100% | $225K | 34 |
| Investment refinance | 90% | 26 / 29 | 100% | $275K | 26 |
Roundpoint Mortgage Servicing LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 74% | $315K | 136 | 99 |
| Texas | 73% | $225K | 135 | 97 |
| Florida | 79% | $215K | 77 | 61 |
| North Carolina | 92% | $345K | 59 | 53 |
| New York | 76% | $355K | 51 | 37 |
| New Jersey | 74% | $275K | 43 | 31 |
| Arizona | 78% | $295K | 40 | 31 |
| Washington | 75% | $485K | 40 | 29 |
| Illinois | 76% | $155K | 38 | 28 |
| Georgia | 72% | $245K | 36 | 26 |
| South Carolina | 80% | $335K | 35 | 28 |
| Pennsylvania | 68% | $245K | 31 | 20 |
| Michigan | 93% | $215K | 30 | 28 |
| Colorado | 78% | $425K | 27 | 21 |
| Utah | 88% | $225K | 24 | 21 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Roundpoint Mortgage Servicing LLC
What is Roundpoint Mortgage Servicing LLC's mortgage approval rate?
Roundpoint Mortgage Servicing LLC approved 76.6% of the 1,085 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.4 points above the 76.2% national rate for the same mix of loan types.
How often do borrowers take the loan Roundpoint Mortgage Servicing LLC offers?
Borrowers accepted 99% of the loans Roundpoint Mortgage Servicing LLC approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Roundpoint Mortgage Servicing LLC make?
The typical cash-out refinance loan Roundpoint Mortgage Servicing LLC made was $255K; across all loan types its typical loan ran from $225K to $415K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Roundpoint Mortgage Servicing LLC lend?
Roundpoint Mortgage Servicing LLC decided applications in 43 of the states Fat Boy Data covers, most of them in California, Texas and Florida.
Can I apply to Roundpoint Mortgage Servicing LLC directly?
Yes. Roundpoint Mortgage Servicing LLC reports as a direct lender that takes applications from borrowers. Its website is roundpointmortgage.com.
Does this page show Roundpoint Mortgage Servicing LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Roundpoint Mortgage Servicing LLC treats applications, then get a rate quote from the lender.